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PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181033)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have Very very good experience

5
I have Very very good experience Reviewed on: 12th July 2026

Easy, convenient, secure!

5
Easy, convenient, secure!! I simply love it!! Reviewed on: 12th July 2026

Easy way to pay money online.

5
Easy way to pay money online. I don’t feel as worried making transactions Reviewed on: 12th July 2026

Very good and easy to use also I have used this app...

5
Very good and easy to use also I have used this app for many payments Reviewed on: 12th July 2026

Great! Would recommend

5
Using PayPal credit was great, allowing us to spread the cost and give some flexibility. Reviewed on: 12th July 2026

Paypal credit is very easy to set up and manage via...

5
Paypal credit is very easy to set up and manage via the App. Reviewed on: 12th July 2026

If not for paypal credit, I'd not have had flexibili...

5
If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too nervous to try. It's been fundamental for me as a student in affording important appliances, furniture and personal means. Even my graduation pictures! I was able to purchase because of Paypal Credit. Reviewed on: 12th July 2026

The PayPal service is customer friendly

5
The PayPal interface is quite smooth and th customer helpline is quite helpful and have helped with a few number of doubts. It also has a good amount of offers as well. Overall a good package Reviewed on: 12th July 2026

Great service and easy, quick to use.

5
Great service and easy, quick to use. Great app super simple and good layout. Reviewed on: 12th July 2026

PayPal are very helpful if something doesn’t turn up...

5
PayPal are very helpful if something doesn’t turn up they are happy to help Reviewed on: 12th July 2026

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