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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181138)

Used PayPal for many years and it's the most conveni...

Used PayPal for many years and it's the most convenient safest way to purchase online and transfer between people Reviewed on: 6th July 2026

Simple to use and understand and better than the oth...

Simple to use and understand and better than the other ones out there Reviewed on: 6th July 2026

Easy to apply for and repayments affordable.

Easy to apply for and repayments affordable. It has enabled me to purchase goods which I generally wouldn’t be able to afford to pay outright for. Reviewed on: 6th July 2026

Good backup funding option when doing online transac...

Good backup funding option when doing online transactions Reviewed on: 6th July 2026

Really easy to use, good app & interest free periods...

Really easy to use, good app & interest free periods are great for managing medium size purchases Reviewed on: 6th July 2026

Nice to have pay in 3, gives u the freedom

Always nice to have pay in three, gives you the freedom, to buy something and pay later Reviewed on: 6th July 2026

Fantastic.

Fantastic. Every little helps! I will recommend to everyone. Reviewed on: 6th July 2026

Good service plus extra benefits.

Good service plus extra benefits. Reviewed on: 6th July 2026

A lifesaver at times of need

Every time I find something I want and don’t have the cash straight away PayPal Credit is a lifesaver Reviewed on: 6th July 2026

Keep in mind, Paypal does not allow balance transfers.

Didn't realise you cannot do a balance transfer. Reviewed on: 6th July 2026

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