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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181138)

Quick and easy, never had to get in touch about anyt...

Quick and easy, never had to get in touch about anything Reviewed on: 6th July 2026

Great extended credit

Every happy with PayPal particularly the extended payment ability for purchases over £100 with no interest charge Reviewed on: 6th July 2026

I have used PayPal for multiple purchases ranging fr...

I have used PayPal for multiple purchases ranging from but now pay 4-months to pay over three-months. Smooth and effortless transactions with the ease of using the app to pay off early. Excellent. Reviewed on: 6th July 2026

A very wonderful experience, it was easy to aply...

A very wonderful experience, it was easy to aply Reviewed on: 6th July 2026

Have used PayPal for a number of years & have found...

Have used PayPal for a number of years & have found it a great way to spread the cost of a purchase whilst keeping my money safe. Would highly recommend. Reviewed on: 6th July 2026

PayPal. Who else

Easy to use, easy and quick applications for any finance. Tip top app. Easy to read, understand and use. Reviewed on: 6th July 2026

Excellent options for paying with PayPal

I use PayPal a lot for purchases where I am unsure of the retailer or if I want excellent pay in 3 options or interest free credit. It’s easy, quick and fantastic value helping me spread the cost. Customer service are great if you need help and always ready to explain anything. The new points system and credit card are just another great option. Reviewed on: 6th July 2026

Great customer service and self-service platform

PayPal credit were easy to contact over the phone when needed and I’m able to manage my account on the app and website. Very responsive and great user interface. My only qualm which has been resolved now, was a couple years ago when I would make payments into the account it used to take well over a week to process Reviewed on: 6th July 2026

It has been great.

It has been great. Everytime I have needed help they have been brilliant. Reviewed on: 6th July 2026

Amazing Paypal credit

I have had a great experience with PayPal credit, it’s stress free and allows me to buy things without having to spend the money all at once. PayPal credit send me reminders frequently to ensure that I pay on time to avoid any interest. I would 100% recommend to everyone. Reviewed on: 6th July 2026

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