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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181138)

Brilliant, safe and secure way to make payments.

Brilliant, safe and secure way to make payments. Reviewed on: 6th July 2026

PayPal is undoubtedly the best way to purchase items...

PayPal is undoubtedly the best way to purchase items allowing you more time to pay it's outstanding and it's security is second to none. And if you want to pay in three that's another brilliant way to spread the cost, I can't recommend them enough. Reviewed on: 6th July 2026

Not being able to pay your bill off by transferring...

Not being able to pay your bill off by transferring into an account is an issue Reviewed on: 6th July 2026

I love paypal and the service and I know I am always...

I love paypal and the service and I know I am always protected when I pay through them so it is peace of mind. Reviewed on: 6th July 2026

PayPal Credit

PayPal Credit is fast and easy to set up if you are an existing PayPal user. With four months 0% interest and the ability to set a monthly minimum repayment it is very useful facility to have access to. I have used PayPal for many years and never had an issue with the service I have received to date. Reviewed on: 6th July 2026

PayPal has been great when I have been in financial...

PayPal has been great when I have been in financial difficulty to pay in 3 Reviewed on: 6th July 2026

PayPal credit is easy to use.

PayPal credit is easy to use. Where online retailers offer PayPal as an option, it is a great way to buy without giving card details to many different retailers. The integration with sites works well and is always secure, thanks to two factor authentication via the PayPal application. The application is excellent. It allows me to keep track of expenditure easily. Reviewed on: 6th July 2026

Smooth transaction as per usual .

Smooth transaction as per usual . Good communication and swift delivery. Reviewed on: 6th July 2026

I have always had a good experience with PayPal!

I have always had a good experience with PayPal! Efficient and excellent. Reviewed on: 6th July 2026

Customer service is excellent.

Customer service is excellent. You have never had a problem with PayPal. Reviewed on: 6th July 2026

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