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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,778 reviews, last reviewed 12th May 2026
2488750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and safe way of making payments Easy to use and safe way of making payments Reviewed on: 12th May 2026
Martina A's avatar
Martina A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104778)

Always a great experience.

5
Always a great experience. Easy and simple to use. Reviewed on: 17th April 2026
Lee Mc's avatar
Lee Mc

My experience with PayPal has been very positive.

5
My experience with PayPal has been very positive. Payments are processed quickly, and I feel confident using it for online purchases due to its security features. Overall, I am satisfied with PayPal. It is a simple and secure platform that makes online payments straightforward and stress-free. Reviewed on: 17th April 2026
Sandra G's avatar
Sandra G

Love paying through PayPalI

5
I only buy from online service providers that offer to pay through PayPal because I know that they have carried out their due diligence. I love the dispute resolution process and the fact that you have an option to pay in three instalments or four months at 0%. Reviewed on: 17th April 2026
Adriana P's avatar
Adriana P

Can’t fault PayPal for anything when it comes to spe...

5
Can’t fault PayPal for anything when it comes to spending online always keep my purchases safe and secure Reviewed on: 17th April 2026
Nick f's avatar
Nick f

Easy to manage your payment s, very flexible for fin...

5
Easy to manage your payment s, very flexible for financial reasons. Reviewed on: 17th April 2026
Roland F's avatar
Roland F

Quick decision and low APR offers at all times

5
Quick decision and low APR offers at all times Reviewed on: 17th April 2026
Rafal C's avatar
Rafal C

Seamless and simple.

5
Seamless and simple. A very easy way to send money to family. And a very secure way to pay for good on websites that are unfamiliar. Reviewed on: 17th April 2026
Terence L's avatar
Terence L

Always use PayPal as I feel confident that purchasin...

5
Always use PayPal as I feel confident that purchasing online is protected Reviewed on: 17th April 2026
Bob T's avatar
Bob T

I have had no issues using PayPal

5
I have had no issues using PayPal and find it a convenient way to pay people who i may not have the bank transfer details of Reviewed on: 17th April 2026
Sarah P's avatar
Sarah P

Very helpful explanation for all given clearly

5
Very helpful explanation for all given clearly Reviewed on: 17th April 2026
Ummy's avatar
Ummy

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