Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

View other PayPal products

4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181138)

PayPal credit is easy to use and manage and I've nev...

PayPal credit is easy to use and manage and I've never had an issue with it. Reviewed on: 6th July 2026

Great when you can pay over a period of time

I’ve found it very helpful when I’ve needed something and been able to pay over a period of time. It’s easy to apply and get an immediate answer whether you are suitable to have credit. If it’s paid in time you don’t pay any interest. Reviewed on: 6th July 2026

Pay Pal credit provides an excellent service.

Pay Pal credit provides an excellent service. It's hassle free and straightforward to use. Reviewed on: 6th July 2026

Good Choice.

It's a very useful and convenient service which I have used frequently Reviewed on: 6th July 2026

Great product and safety barrier when buying product...

Great product and safety barrier when buying products online. Reviewed on: 6th July 2026

Very very good customer care I only use PayPal on a...

Very very good customer care I only use PayPal on all online transactions if the seller doesn’t have PayPal I don’t do any business with them Reviewed on: 6th July 2026

Been using paypal credit for a long time.

Been using paypal credit for a long time. Always taking care I can pay it off….. easy to use ….. better to pay it off as soon as possible…. like other credit options! Reviewed on: 6th July 2026

Using paypal crdit for about 4 years now, never had...

Using paypal crdit for about 4 years now, never had a problem and good acceptance for online shopping. Excallent experiance Reviewed on: 6th July 2026

Great all round loven the new paypal card

Great all round loven the new paypal card Reviewed on: 6th July 2026

Flexible and clear payment options, great support

Very easy to navigate the website for payment options and information. PayPal options are also generally clearly displayed on retailers payment pages to give you flexible and easy to understand options. Choose between PayPal debit, payment in three, 0% for 4 months or longer credit options. Great points rewards too to spend at a later date. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101296 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub