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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,870 reviews, last reviewed 12th May 2026
2493050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous and fantastic and good and useful Fantastic fabulous and very useful Reviewed on: 12th May 2026
Clevelet M's avatar
Clevelet M

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104870)

Always helpful when I have a problem.

5
Always helpful when I have a problem. Super easy to use. Always handy when I need to buy unexpected items and haven’t got the money. I can always relying on PayPal to get me out of a pickle. Reviewed on: 17th April 2026
Katie A's avatar
Katie A

Safe and easy do all your shopping and not reveal an...

5
Safe and easy do all your shopping and not reveal any bank details Reviewed on: 17th April 2026
Gjh's avatar
Gjh

Reliable, Secure and Simple

5
Reliable, Secure and Simple. Everytime I need to use the Paypal Credit service, I am amazed at how simple it is to use right from ease of access to knowing the T&Cs and not to mention the Pay Later options which makes the experience even special. Reviewed on: 17th April 2026
Rajarshi D's avatar
Rajarshi D

Late payment processing or bill payment

1
Late payment processing or bill payment Reviewed on: 17th April 2026
Jayapriyan M's avatar
Jayapriyan M

It's been easy to use and to get a card.

4
It's been easy to use and to get a card. The interest rate is a little high but otherwise I don't have any complaints. Honestly not sure what else to put, it's a credit card and I've found it useful which is most of what you need. Reviewed on: 17th April 2026
Edward Rewse's avatar
Edward Rewse

Peace of mind to purchase safely

5
I’ve used PAYPAL for over a decade and find it straightforward and reliable and my go to for online purchases Reviewed on: 17th April 2026
William J's avatar
William J

No problems

5
I have never had a problem when I've contacted PayPal, any issues have been resolved quickly. Reviewed on: 17th April 2026
Sarah L's avatar
Sarah L

Excellent company the PayPal credit really helps whe...

5
Excellent company the PayPal credit really helps when needed Reviewed on: 17th April 2026
Tasha B's avatar
Tasha B

Excellent service

5
They always help out with disputes and are very fair. Reviewed on: 17th April 2026
KCDutton's avatar
KCDutton

Great service and now with cash back

5
Always had a great experience, only once have i had to use customer services and they were fantastic in gettinf my money back. Reviewed on: 17th April 2026
Jason G's avatar
Jason G

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