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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181138)

I have a very good experience with paypal.

I have a very good experience with paypal. Reviewed on: 6th July 2026

Works flawlessly every time!

Works flawlessly every time. Can always rely on PayPal. Highly recommended. Reviewed on: 6th July 2026

Easy to pay for everything and insurance that you wi...

Easy to pay for everything and insurance that you will get your money back if something happens Reviewed on: 6th July 2026

I use PayPal for most of my purchases.

I use PayPal for most of my purchases. I find it safe and extremely easy ro use. I can expect payments, manage transitions. And the customer service is the best. Reviewed on: 6th July 2026

Have used PayPal credit for years.

Have used PayPal credit for years. Easy to use and understand. My queries have been answered promptly. Reviewed on: 6th July 2026

I don't like borrowing money but circumstances out o...

I don't like borrowing money but circumstances out of my control meant I need a fridge and tumble dryer within a week of each other. PayPal was the best deal for credit out there and within my monthly budget so I wouldn't be left skint at the end of the month. If I had extra money I could pay at any time and bring the interest down and pay it off quicker. Reviewed on: 6th July 2026

Good but delayed customer resolution process

I have to wait to hear from the original seller, sometimes they are from china and don’t redpond. PayPal protects my money in the long run. I feel safer paying via PayPal Reviewed on: 6th July 2026

PayPal is great

It's been a great experience using PayPal for 3 years. Reviewed on: 6th July 2026

Really difficult to understand payment process when...

Really difficult to understand payment process when multiple differing funding lines in place.not transparent for customers which cost me money in interest through no fault of my pwn Reviewed on: 6th July 2026

Purchase offe

I love the 0% for 4monthsnoffer when it is available. Does give a necessary flexibility. Reviewed on: 6th July 2026

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