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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,987 reviews, last reviewed 12th May 2026
2498500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use can add to your phone wallet with no pro... Easy to use can add to your phone wallet with no problems and PayPal keeps informed and the added bonus of getting points. Reviewed on: 12th May 2026
Richard S's avatar
Richard S

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104987)

Helpful, clear reminders!

5
Helpful, clear, simple and always reminders! Brilliant Reviewed on: 17th April 2026
Vanessa Holian's avatar
Vanessa Holian

Very good customer service

5
Swift approval and easy to manage Reviewed on: 17th April 2026
Hassina b's avatar
Hassina b

My experience with paypal credit has been good altho...

4
My experience with paypal credit has been good although there was a time when it wasn't so good, sometime last year my paypal account was blocked due to whatever reason best known to them I tried to get it sorted even spoke with one of their customer service who was of absolutely no help I don't think she knows her job, few months later I spoke with another customer service personnel and he was able to get the issue sorted and my account was unblocked same day. Reviewed on: 17th April 2026
Chioma O's avatar
Chioma O

Easy to use and highly recommend.

5
Easy to use and highly recommend. Reviewed on: 17th April 2026
Billy's avatar
Billy

Highly Recommend and Easy To Repay With Repayment Plan

5
PayPal credit is great and very easily repaid with an installments too. It has really been beneficial to me especially when I have been really struggling financially with the cost of living and having to support my children during tough times. Reviewed on: 17th April 2026
Maggie M's avatar
Maggie M

Beneficial option

5
Nice to have the option of paying for goods in instalments at 0 interest Reviewed on: 17th April 2026
Lesley A's avatar
Lesley A

overall helpful especially debit card and pay in 3

5
overall helpful especially debit card and pay in 3 Reviewed on: 17th April 2026
Dorota Cronin's avatar
Dorota Cronin

My 10 years of experience with PayPal

5
Paypal has helped me with equally with making, saving, and paying money. The flexibility of utility is perfect for personal use - you'd have a hard time trying to imagine what more you would need from Paypal. Reviewed on: 17th April 2026
Patrick McKechnie's avatar
Patrick McKechnie

Great options for the payments and shopping services

5
Great options for the payments and shopping services Reviewed on: 17th April 2026
Onur's avatar
Onur

Allways deal with any problems quickly and easily ha...

5
Allways deal with any problems quickly and easily had few problems with sellers online but PayPal took care of the refunds realy quickly I’ll always use PayPal for all my online purchases as it is safe and rewarding I would recommend PayPal 100% Reviewed on: 17th April 2026
Jabba g's avatar
Jabba g

Review PayPal: PayPal Credit now

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