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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105027 reviews)

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4.90

Based on 105,027 reviews, last reviewed 12th May 2026

2500400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service! Always easy to use, offers flexible payment options amd protection when paying companies. App is very user friendly! Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105027)

Great!!!

I can afford to buy expensive stuff because of paypal. Very convenient and easy to use. Customer service is very helpful and easy to access. Reviewed on: 17th April 2026

Great for budgeting over short term

It supports with purchasing larger goods/purchases and able to repay over 3 months great for budgeting. Reviewed on: 17th April 2026

I have no bad experience on PayPal

I have no bad experience on PayPal Reviewed on: 17th April 2026

Very easy to pay for goods on 3 payments

I find it easy to order through pay pal Reviewed on: 17th April 2026

Very good

Very good, never had any issues and payments are fair Reviewed on: 17th April 2026

Very good.

Very good. Always helpful. Great value for money Reviewed on: 17th April 2026

PayPal customer service is a top notch.

PayPal customer service is a top notch. They are always helpful and exceed customer expectations. Their app is easy to use. They help to get back money from dubious sales people. Reviewed on: 17th April 2026

PayPal credit has given me the opportunity to build...

PayPal credit has given me the opportunity to build up my credit score, plus it helped me when in need Reviewed on: 17th April 2026

Everything has worked well.

Everything has worked well. Its good you can pay in 4 months with no interest. Customer service has always been good, and very helpful. Reviewed on: 17th April 2026

Excellent safety assurance for credit

I was a victim of a fraud charging £210 from my PayPal credit card . Lodging a dispute was quick and easy via the paypal app and the investigation was carried out immediately and the disputed amount credited with in a matter of few days. Paypal credit also provide interest free payment in three instalments. Quite useful . Reviewed on: 17th April 2026

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