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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Wonderful experience every time

Pay pal is very well trusted, it gives people the option of paying in 3 instalments also by using PayPal credit which offers free interest if paid in 4 months .Very happy with the service provided Reviewed on: 6th July 2026

Easy to use and hassle free, Peace of mind when usin...

Easy to use and hassle free, Peace of mind when using PayPal as I know my purchases are protected and less likely for fraud to occur as my bank details aren't shared. Reviewed on: 6th July 2026

Great app, simple to navigate and use.

Great app, simple to navigate and use. Reviewed on: 6th July 2026

my title

Paypal is very handy and I find it helpful in these troubled times. Reviewed on: 6th July 2026

Very easy to use and set up.

Very easy to use and set up. Simple to see exactly what I still owe Reviewed on: 6th July 2026

Good way to budget your spending also ability to pur...

Good way to budget your spending also ability to purchase cryptos, it would be good if we get opportunity to invest in US ETF's and some individual top companies via PayPal. Reviewed on: 6th July 2026

Straightforward, easy to use.

Straightforward, easy to use. Doesn’t pretend to be something it’s not! Reviewed on: 6th July 2026

Paypal - Fair, Clear and Professional

Their terms have always been very good. When I have had to deal with them by telephone the call receiver at the other end has always been clear in what they are saying and in plain English. They make certain that any terms agreed are always manageable and not too taxing in your current circumstances and speak in a very pleasant and uplifting way. Thei email communication is never over-burdening and always informative. They have a simple, clear interface on their website which makes it easy to see and understand where the various elements are and making payments is very easy and pleasant as a result. The whole company ethos seems to be one of keeping everything affordable and doable and is exemplary. Reviewed on: 6th July 2026

Very efficient and smooth process

Very easy process, took less than 1 minute to process the transaction. It was beneficial to see the transaction as soon as I logged into my account. Also sets up an automatic payment for the day your payment is due. Reviewed on: 6th July 2026

Paypal the easy way

I find PayPal very easy to use & I love the fact that I'm covered in all my transactions & interest rates are great to Reviewed on: 6th July 2026

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