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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

PayPal always have been there when major banks haven't.

PayPal always have been there when major banks haven't. You can always use PayPal when you need a quick payment. Reviewed on: 6th July 2026

PayPal Credit has been the best solution for me for...

PayPal Credit has been the best solution for me for many years, and I recommend it to anyone. Reviewed on: 6th July 2026

always my preferred online payment method

i love the pay in three feature and i have always felt very secure using paypal and it will always be my preferred option online. sometimes i will buy elsewhere if PayPal isnt offered as an option Reviewed on: 6th July 2026

Easy peasy PayPal

PayPal is so easy to use, simple steps to choose what service you want. I love Pay in 3, I've bought things that I couldn't have paid for all at once. It's so convenient. I keep track of my account but they always send a reminder when a payment is due. I don't think for the money I've used in credit is too expensive either. Most things you need to know are on the website but on the couple of occasions I have rang Customer services, they have been fantastic, very reassuring and sorted any issues. I've been very happy with PayPal. Reviewed on: 6th July 2026

fault PayPal it’s the best service for banking...

Best bank by far Can’t fault PayPal it’s the best service for banking second to none Reviewed on: 6th July 2026

I use PayPal because I Trust them and look after me.

I only use PayPal if I buy anything on line because I think it is safe with PayPal, I have been with them a lot of years which means I can trust them without a doubt. It is very rare that l go out shopping for anything because of the cost and have to be careful not to overspend with food being expensive and normal bills that we have to pay. Reviewed on: 6th July 2026

A fair product, not exceptional but good enough

A fair product, not exceptional but good enough Reviewed on: 6th July 2026

Great service, would highly recommend

Great service, would highly recommend Reviewed on: 6th July 2026

A payment service I can trust

Easy to use, secure, good payment options and good customer service Reviewed on: 6th July 2026

Always use for payment where possible with no issues.

Always use for payment where possible with no issues. Reviewed on: 6th July 2026

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