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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Very easy to use and I've always had fast and straig...

Very easy to use and I've always had fast and straightforward resolutions to any problems. Reviewed on: 6th July 2026

Easy to apply, set up and use.

Easy to apply, set up and use. Good that you get 4 months free interest too. Reviewed on: 6th July 2026

Great when needed.

Great when needed. Great customer service. Reviewed on: 6th July 2026

Excellent service.

Excellent service. Would highly recommend. Reviewed on: 6th July 2026

I have been a customer for 15 years...

I have been a customer and an user for over 15 years, and I have had issues in the past but they were resolved except for 1 that I got scammed and it never got resolved but apart from that, in the last five years I have had no issues at all what so ever, I am quite pleased with the service and I will continue being a faithful customer Reviewed on: 6th July 2026

Never had a problem with paypal they sort problems o...

Never had a problem with paypal they sort problems out fairly Reviewed on: 6th July 2026

PayPal review

I started using PayPal for security for my transactions. I read about PayPal in a paper. I have found the process to be secure and easy to use. They are helpful and give you options, as well as clear records. I would highly recommend PayPal, Reviewed on: 6th July 2026

Easy Peasy

An easy app to use and customer services when contacted have always been helpful. Reviewed on: 6th July 2026

Paypal is brilliant it's a safe way to pay for stuff...

Paypal is brilliant it's a safe way to pay for stuff and if there's an issue with the lender there happy to help Reviewed on: 6th July 2026

Paypal app

Excellent to use very easy once you understand how it all works and the credit part of it is a bonus Reviewed on: 6th July 2026

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