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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Ive used Paypal for some time now always found it ea...

Ive used Paypal for some time now always found it easy to use from splitting bills to pay in three, along with the credit function and now the virtual card Reviewed on: 6th July 2026

Seamless process.

Seamless process. The whole thing was really easy. Zero interest made it a no brainer. Reviewed on: 6th July 2026

It’s good service and easy to use.

It’s good service and easy to use. Would recommend to a friend Reviewed on: 6th July 2026

Simple and easy to use.

Simple and easy to use. Also many options . Can be used for your everyday needs. Shopping, holidays, diy . Virtual anything you can think off and very safe and secure Reviewed on: 6th July 2026

Handy when you need it

A great help, so you can afford items especially when you need them. With payments spread over months Reviewed on: 6th July 2026

Very convenient

Very convenient and helpful if you’re behind on a payment, the pay in 3 service is a godsend too Reviewed on: 6th July 2026

never had any problems with payments or payin...

I have never had any problems with payments or paying very quick to help with disagreements Reviewed on: 6th July 2026

Easy to use and excellent value for money.

Easy to use and excellent value for money. I've never had need to contact them so can't comment on support Reviewed on: 6th July 2026

Always good

I have had great experiences with PayPal, I have never had any problems Reviewed on: 6th July 2026

Never had any issues.

Never had any issues.i have used PayPal Credit for many years. Reviewed on: 6th July 2026

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