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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105155 reviews)

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4.90

Based on 105,155 reviews, last reviewed 12th May 2026

2506100% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I could not live without PayPal credit I could not live without PayPal credit Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105155)

Used paypal for years.

Used paypal for years. Trusted and reliable, gives me peace of mind. I like how secure my account is and the 0% interest offers are helpful. The benefit of a physical credit card has also been a big bonus for me. Reviewed on: 17th April 2026

Not had any issues, so easy to use.

Not had any issues, so easy to use. Reviewed on: 17th April 2026

Secure and feel comfortable buying anything with out...

Secure and feel comfortable buying anything with out feeling fear of getting scammed Reviewed on: 17th April 2026

I used PayPal credit to purchase a robot mower, as i...

I used PayPal credit to purchase a robot mower, as it meant I can pay it off over 3 months interest free. The only thing I don’t like is that if i make a payment towards my balance amount on my debit card it takes up to 5 days to come out of my bank account, so that can be a surprise when you assume the money’s come out already. Reviewed on: 17th April 2026

Excellent way of paying.

Excellent way of paying. Always used Reviewed on: 17th April 2026

Stars of Finance Retail

Always used paypal and they are reliable and great to use Reviewed on: 17th April 2026

Great for emergency purchases and plenty of interest...

Great for emergency purchases and plenty of interest free time to pay it back Reviewed on: 17th April 2026

Absolutely 100% hassle free .

Absolutely 100% hassle free . Easy to manage on the app highly recommended! Reviewed on: 17th April 2026

Easy to use app. Good customer service

Easy to use app. Good customer service Reviewed on: 17th April 2026

Great offers and rewards with the paypal debit card...

Great offers and rewards with the paypal debit card and the credit card. Reviewed on: 17th April 2026

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