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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Good experience with PayPal.

Good experience with PayPal. Used the 3 payment system which proved to be very helpful Reviewed on: 6th July 2026

Great hassle free no issues at all

Great hassle free no issues at all Reviewed on: 6th July 2026

The best service ever.

The best service ever. :) 5 stars. kudos! Yes! Reviewed on: 6th July 2026

I like the way I’m protected when shopping on line

I like the way I’m protected when shopping on line it’s great peace of mind and so simple. I’m in my senior years and always concerned that I might be taken for a ride, but to have that comfort in the back of my mind is priceless plus I like the way it’s easy to split payments automatically and to know I can borrow an agreed amount for emergencies or a special treat is wonderful Reviewed on: 6th July 2026

Always as described- excellent all round

Always as described- excellent all round Reviewed on: 6th July 2026

They have enabled me to be able to afford things ove...

They have enabled me to be able to afford things over the years , that made my life... Reviewed on: 6th July 2026

It’s been great and hassle free well worth it

It’s been great and hassle free well worth it Reviewed on: 6th July 2026

I have never had a probleml.

I have never had a problem with paypal, I have been a customer for longer than I can remember without any cause to complain. Reviewed on: 6th July 2026

Excellent paypal app

Excellent service, plus great to spread the cost of a large item interest free. The app is so easy to manage your credit and make payments. Reviewed on: 6th July 2026

High level of confidence

Very little problems occur using PayPal meaning high confidence level and customer service is excellent and prompt Reviewed on: 6th July 2026

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