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PayPal: PayPal Credit reviews

4.90
Based on 105,178 reviews, last reviewed 12th May 2026
2507050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Responsible Lender Any problems sorted out quickly and efficiently. Good choice of purchase options and easy to talk to someone if unsure about anything. Reviewed on: 12th May 2026
Simon G's avatar
Simon G

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105178)

Very good company, help me get paypal credit.

5
Very good company, help me get paypal credit. and the staff are a great help! Reviewed on: 17th April 2026

I found it really easy to get my credit and really e...

5
I found it really easy to get my credit and really easy to use the PayPal App overall I am totally made up, I have both credit and debit cards now with PayPal Reviewed on: 17th April 2026

Love the 4 month free credit, The benefit for me is...

5
Love the 4 month free credit, The benefit for me is as follow: secure payment for goods, 4 months free interest, convenience, wide acceptance and incentive to pay off quickly. Reviewed on: 17th April 2026

Never have any issues with incorrect payments or ref...

5
Never have any issues with incorrect payments or refunds. The most convenient way to buy things on line Reviewed on: 17th April 2026

So easy to use.......

5
Quick and easy to use - need a balance?.....no problem there it is...PayPal works wonderfully to help you manage your money Reviewed on: 17th April 2026

Easy to use and I feel secure with transactions made

5
Easy to use and I feel secure with transactions made Reviewed on: 17th April 2026

PayPal. A first class service.

5
PayPal have made it easier to make quick, secure transactions online that I have used for many years. Pay in 3, PayPal credit 0% for 4 months, all first class services. Reviewed on: 17th April 2026

The best

5
Is brilliant is helping me very much Reviewed on: 17th April 2026

Love the experience

5
Love the experience the layout and customer service Reviewed on: 17th April 2026

I like paypal.

3
I like paypal. Easy to used.never had a broblem. Reviewed on: 17th April 2026

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