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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

I’ve been a customer from the very beginning of PayP...

I’ve been a customer from the very beginning of PayPal and have remained a regular simply because PayPal are evolving and as well as being competitive it is innovative. I always wondered why I couldn’t pay certain companies with PayPal or get a credit card and now it’s all available to me free of charge with absolutely fantastic buy now pay later deals even with the card. I also use pay in 3 a lot as it feels like I am not spending so much money . Keep up the good work PayPal and you’ll get my vote every year ! Reviewed on: 6th July 2026

Very easy to use the app to pay and easy...

Very easy to use the app to pay and easy to check Reviewed on: 6th July 2026

I always feel safe using PayPal, it is an effective...

I always feel safe using PayPal, it is an effective tool for managing your money. If I have ever had any issues, they are quickly resolved. I would recommend to friends and family to trust PayPal. Reviewed on: 6th July 2026

I find PayPal one of the best creditors,they are eas...

I find PayPal one of the best creditors,they are easy and lots of things can be paid with PayPal very useful indeed Reviewed on: 6th July 2026

I find it very convenient and easy to use !

I find it very convenient and easy to use !! Offers a good mrans to spread the cost and is widely accepted. Reviewed on: 6th July 2026

Very good

I love it, use it all the time. They allow me secure online purchases. Give me credit so get extra time to pay Reviewed on: 6th July 2026

A customer for over 15 years.

I have been a PayPal customer for over 15 years. No complaint Reviewed on: 6th July 2026

PayPal easy to use

My experience are all good no messing around just click on pay pal and it's so easy to use and always ready for use and no problems with transactions Reviewed on: 6th July 2026

PayPal is safe and excellent.

PayPal is safe and excellent. It helps me few times to claim back my money when I didn’t receive the service from the seller. Reviewed on: 6th July 2026

Outstanding payments

I’ve made payments to my outstanding payment and the amount owed has not changed, need to speak to customer services about where this money is going exactly Reviewed on: 6th July 2026

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