Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,253 reviews, last reviewed 12th May 2026
2510650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to use service Quick and easy to use service. Easy to follow instructions given when needed, trusted brand and satisfied customer. Reviewed on: 12th May 2026
Sarah Q's avatar
Sarah Q

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105253)

Payment Efficiency

5
I have been able to use Paypal to pay for online purchases, which has help me to recover funds from untrustworthy merchant if I log a complaint. Reviewed on: 17th April 2026
Olubunmi's avatar
Olubunmi

Brilliant

5
Good productes ,good support, if you need a refund or any probkems always protected and less stress. Reviewed on: 17th April 2026
A J's avatar
A J

Each time I have contacted customer service they hav...

5
Each time I have contacted customer service they have been very helpful and courteous. Reviewed on: 17th April 2026
ab's avatar
ab

Extremely helpful.

5
Extremely helpful. Allowed me to get better credit. Reviewed on: 17th April 2026
Ahnu's avatar
Ahnu

Smooth transaction and easy checkout

5
Smooth transaction and easy checkout Reviewed on: 17th April 2026
Jen's avatar
Jen

Its the best.

5
Its the best..it's safe ..your protected Reviewed on: 17th April 2026
Susan P's avatar
Susan P

Pay pal has been a joy to use.

5
Pay pal has been a joy to use. All services they proved are excellent. Reviewed on: 17th April 2026
Si's avatar
Si

Always sorted issues on phone quickly

5
Always sorted issues on phone quickly Reviewed on: 17th April 2026
Richard W's avatar
Richard W

Is easy and have facilities to pay

5
Is easy and have facilities to pay Reviewed on: 17th April 2026
Juan J's avatar
Juan J

Happy with paypal, but...

4
Happy with paypal, but sometimes abit hard to understand paypal credit. Reviewed on: 17th April 2026
A r's avatar
A r

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill