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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

All is good

All is good, easy to navigate through accounts and bill payments, not had any problems so far Reviewed on: 6th July 2026

very easy process excellent service

very easy process with everything explained to you so this mage it a very easy and pleasant process Reviewed on: 6th July 2026

Pretty straightforward

The system is easy to use and well documented. Interest rates could be lower though. Reviewed on: 6th July 2026

Great paypal

Enjoy having PayPal credit as have more time to pay Reviewed on: 6th July 2026

My experience with PayPal has been outstanding, neve...

My experience with PayPal has been outstanding, never had any problems or issues or payments sending payments or receiving. I have no worries about security breach. I know my money is safe and my payments are secured. Reviewed on: 6th July 2026

Helped me with my finances.

Helped me with my finances. Spreading the cost has really helped me. I couldn't recommend this service enough for people who cant afford to pay a lump sum all in one go. And paypal has always been my most trusted financial service. Reviewed on: 6th July 2026

So easy to use.

So easy to use. The way you can easily use cheap credit with limited to no interest as long as you follow clear rules is great. No pressure to push you into paying more than you need Reviewed on: 6th July 2026

Always positive and easy to use.

Always positive and easy to use. Very affordable and great offers, flexible with payment options. Would use again Reviewed on: 6th July 2026

I use PayPal credit a lot recently and have never ha...

I use PayPal credit a lot recently and have never had any issues, very easy and straightforward. Reviewed on: 6th July 2026

Reasonable approach to credit.

Reasonable approach to credit. Interest rates arent too steep and the company provides a platform to most people. Reviewed on: 6th July 2026

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