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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Great user experience and in app facilities

Great credit option and love the pay in 3. The user experience is always easy and the app is good to use. I like the built up of points too and the brands they collaborate with. Reviewed on: 6th July 2026

Easy to use

Easy to use with clear, transparent information. Reviewed on: 6th July 2026

Applied for payoal credit.

Applied for payoal credit. The process was quick and easy. Reviewed on: 6th July 2026

I like pay pal credit.

I like pay pal credit. That option give me more chance to buy thinks. Reviewed on: 6th July 2026

PayPal Credit has been easy to use and straightforward.

PayPal Credit has been easy to use and straightforward. The application process was quick, payments are simple to manage, and it's been helpful for spreading the cost of purchases. Overall, I've had a good experience with it. Reviewed on: 6th July 2026

Easy to set up and use.

Easy to set up and use. Have never any issues Reviewed on: 6th July 2026

I have PayPal credit and I'm happy within.

I have PayPal credit and I'm happy within. No issues at all. I repay and use, same PayPal x3. All I have for year's and saved me time and money. Reviewed on: 6th July 2026

Good product

I have used pay pal regularly for various transaction. And have never had any trouble Reviewed on: 6th July 2026

I find PayPal extremely convenient and easy to use

I find PayPal extremely convenient and easy to use Reviewed on: 6th July 2026

Great company to deal with.

Great company to deal with. Pay over 3 months is a great deal, no interest added. Highly recommend. The website is very easy to navigate. My only negative is that it takes a while for your payment to go through, not a major problem though. Reviewed on: 6th July 2026

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