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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181137)

Easy and convenient to use.

4
Easy and convenient to use. Pay in 3 gives great flexibility at no extra cost Reviewed on: 6th July 2026

its a simple easy access finance product

5
its a simple easy access finance product Reviewed on: 6th July 2026

Great experience overall.

5
Great experience overall. Easy interface and decent terms Reviewed on: 6th July 2026

Quick and easy

5
It is so easy to use. Can be used against so many purchases and with excellent terms Reviewed on: 6th July 2026

Paypal come handy in time of need with his numerous...

5
Paypal come handy in time of need with his numerous products and services Reviewed on: 6th July 2026

All Good.

5
Everything went the way it was supposed to so all good Reviewed on: 6th July 2026

CarlBrad

5
There great use all the time helpful and useful when needed Reviewed on: 6th July 2026

Paypal credit is great for being able to spread the...

4
Paypal credit is great for being able to spread the cost of big purchases with no interest Reviewed on: 6th July 2026

very easy to use and have never had any problems

5
very easy to use and have never had any problems Reviewed on: 6th July 2026

The best

5
May the best. Easy, quick .Thank you Reviewed on: 6th July 2026

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