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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181031 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181031)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great facility for short term credit

Great facility for short term credit Reviewed on: 12th July 2026

Great service and communication as always.

Great service and communication as always. Reviewed on: 12th July 2026

Never a problem always simple and easy to use would...

Never a problem always simple and easy to use would be more useful if payments came out your bank instantly Reviewed on: 12th July 2026

Always had a good experience.

Always had a good experience very happy how fast problems are sorted promptly. Reviewed on: 12th July 2026

Outstanding finance provider

Always great experience, they never have let me down. Reviewed on: 12th July 2026

PayPal is the safest, securist and flexible way to pay.

PayPal is the safest, securist and flexible way to pay. Breaking up payments, or using PayPal credit ultimately allows me to do everything I want to do, whether that be buying train tickets or buying plane tickets. Would highly recommend and I hope even more businesses partner with PayPal in the future. Much better than Klarna. Reviewed on: 12th July 2026

I do like it.

I do like it. I really do recommend it. Reviewed on: 12th July 2026

Safe payments

I love using PayPal for any online shopping as it feels like the Safest way of payment. I also like the pay in 3 and credit options. Would recommend to anyone! Reviewed on: 12th July 2026

Always excellent thoughtful responses on any query a...

Always excellent thoughtful responses on any query and i receive very good advice from paypal. Reviewed on: 12th July 2026

Easy to use

Paypal is so easy to use and all my card details are saved in one place.The paypal credit is really handy with interest free options which really helps to spread the cost when money is tight. Reviewed on: 12th July 2026

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