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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181029)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's great way to receive & send money safely.

It's great way to receive & send money safely. Reviewed on: 12th July 2026

I use it all the time for almost everything.

I use it all the time for almost everything. It is clear and easy to use! Reviewed on: 12th July 2026

PAYPAL IS VERY RELIABLE AND USEFULL FOR SENDING MONE...

PAYPAL IS VERY RELIABLE AND USEFULL FOR SENDING MONEY TO FAMILY FOR HOLIDAYS ETC.THE PAY IN 3 IS ALSO VERY USEFULL IT SPREADS THE COST OF LARGER ITEMS WHEN THE OLD ONES BREAK UNEXPECTEDLY. LAWN MOWER AND WASHING MACHINE FOR EXAMPLE. Reviewed on: 12th July 2026

Great credit option

Using PayPal credit has allowed me more freedom to buy the things I want and need ,with a manageable repayment plan . The interest free period gives extra time to pay off the money spent . It's working well for me Reviewed on: 12th July 2026

Great portal for managing payments

Great portal for managing payments Reviewed on: 12th July 2026

Easy to use with no stress!

Easy to use with no stress! Perfect way to help out with some extra credit when needed. Reviewed on: 12th July 2026

Always reliable, no issues with any thing,

Always reliable, no issues with any thing, definitely give me piece of mind that I m protected when buying online, paying by direct debit monthly is great but also like i am able to pay all in one payment if I so wished Reviewed on: 12th July 2026

Convenient for online shopping.

Convenient for online shopping. I’ve been using it for a short while. No complaints. I like everything about it. I recommend it. Reviewed on: 12th July 2026

Flexible and Straightforward Service

I've had a very positive experience using PayPal Credit. It's simple to use, the application process was straightforward, and managing payments through my PayPal account is easy. The option to spread the cost of purchases has been very helpful, especially for larger items. The service has been reliable, transparent, and convenient, and I would recommend it to anyone looking for a flexible payment solution. Reviewed on: 12th July 2026

Using paypal since over 10 years easy simple clear n...

Using paypal since over 10 years easy simple clear no hidden messages straight forward as it should be Reviewed on: 12th July 2026

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