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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Can’t complain

5
There super quick and easy to make payments and super fair interest rates Reviewed on: 15th July 2026

I love PayPal Credit.

5
I love PayPal Credit. There's a choice of options available. I've never had a problem accessing any of them. I am in total control of spending. Reviewed on: 15th July 2026

I have been with PayPal for a few years now and no m...

5
I have been with PayPal for a few years now and no matter the problem they are there to help you out Reviewed on: 15th July 2026

Paypal is so easy to use

5
Paypal is so easy to use. And unlike most financial services when you have a problem, PayPal reps actually make an effort to help you. Reviewed on: 15th July 2026

PayPal review

4
Nothing more to say PayPal is a good app very user friendly Reviewed on: 15th July 2026

PayPal is just that; a friend

5
PayPal is reliable, safe and easy to use. It’s my go to for making safe payment Reviewed on: 15th July 2026

secured transfer but never problem

5
secured transfer but never problem Reviewed on: 15th July 2026

I feel very secure purchasing with PayPal.

5
I feel very secure purchasing with PayPal. I like the ease of using it to buy in other currencies and the credit arrangement is very easy if required. Reviewed on: 15th July 2026

PayPal is the safest way to go about doing your ever...

5
PayPal is the safest way to go about doing your everyday without any worries about being scammed ! Reviewed on: 15th July 2026

Just simple and convenient, used by most if not all...

5
Just simple and convenient, used by most if not all retailers Reviewed on: 15th July 2026

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