Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

View other PayPal products

4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181029)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Have nothing but praises for PayPal

Have nothing but praises for PayPal Reviewed on: 12th July 2026

Great experience, easy customer service

Great experience, easy customer service Reviewed on: 12th July 2026

Nice, simple & secure service to use.

It's just a nice & simple service to use and be a part of. It also feels very secure and safe, great experience all round! Reviewed on: 12th July 2026

Always easy to understand the offers provided or whe...

Always easy to understand the offers provided or where money has been spent Reviewed on: 12th July 2026

Customer service are very helpful, the paypal reward...

Customer service are very helpful, the paypal rewards are great. It's easy and simple to use. With regular updates. Reviewed on: 12th July 2026

Very Good easy to use and keep on top...

Very Good easy to use and keep on top of Reviewed on: 12th July 2026

PayPal credit is very easy to use and go through the...

PayPal credit is very easy to use and go through the process. Its always good to know that you can pay in installments help budget throughout the year. Reviewed on: 12th July 2026

User friendly and reliable app.

User friendly and reliable app. Great rewards and different options for settling payments.. Good no frills customer service. 0% in 4 months was really helpful but 3 installments plan helped ease finances. Low interest rates overall. Reviewed on: 12th July 2026

Super easy to set up.!!

Super easy to set up since I already had a PayPal account! It is incredibly simple to use, and the fact that major retailers accept it. The absolute best part is getting 0% interest for 4 months on purchases over £99. It makes managing larger budgets completely hassle-free. Reviewed on: 12th July 2026

Easy to use, good value, happy with product

Easy to use, good value, happy with product Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101201 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub