Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

View other PayPal products

4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181029)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Awesome!!!

AAA ***+AAA **+ Couldn’t recommend anything more!! Reviewed on: 12th July 2026

I had couple of credit transactions and all went fin...

I had couple of credit transactions and all went fine without any issues Reviewed on: 12th July 2026

Perfect for reminders and especially pay in 3 facility.

Perfect for reminders and especially pay in 3 facility. Reviewed on: 12th July 2026

Easy to use and fair.

Easy to use and fair. Lots of website give 0%, interest purchases even on phones over 3 years via PayPal Reviewed on: 12th July 2026

Great customer service

Great customer service,easy to deal with Reviewed on: 12th July 2026

I've been using PayPal Credit for a while and my exp...

I've been using PayPal Credit for a while and my experience has been very positive. It's easy to use, payments are straightforward, and I like the flexibility it gives me when making larger purchases. The app is simple to manage, and I've never had any issues with repayments or customer service. Overall, it's been a reliable and convenient credit option. Reviewed on: 12th July 2026

I don’t really tend to use it, I have done in the pa...

I don’t really tend to use it, I have done in the past a couple times but wasn’t sure on how to set up a direct debit. I don’t usually think to use it as I’m not too sure how it works with interest etc. Reviewed on: 12th July 2026

Been using PayPal Credit for a while now, easy to ma...

Been using PayPal Credit for a while now, easy to manage payments and I like the 0% offers that they run Reviewed on: 12th July 2026

Easy, trustworthy and reliable.

Easy, trustworthy and reliable. A payment solution of the future, available today! Reviewed on: 12th July 2026

Easy to use

Easy to use and manage using the app Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101201 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub