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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I have never had any problems with Paypal

5
I have never had any problems with Paypal Reviewed on: 6th July 2026

I had excellent experience on PayPal

5
I had excellent experience on PayPal Reviewed on: 6th July 2026

10/10 experience from start to finish.

5
10/10 experience from start to finish. Willing to go the extra mile Reviewed on: 6th July 2026

Very reliable, quick, easy to use.

5
Very reliable, quick, easy to use. Never had any problems. Would recommend Reviewed on: 6th July 2026

Lovely service and like the fact you can always spli...

5
Lovely service and like the fact you can always split in 3 easy payments Reviewed on: 6th July 2026

Good safe way to transact & keep tabs on your...

4
Good safe way to transact & keep tabs on your purchases Reviewed on: 6th July 2026

It has been convenient and efficient.

5
It has been convenient and efficient. I have 4 kids and being able to spread the cost makes me plan well and lessen my burden Reviewed on: 6th July 2026

10/10 everytime

5
10/10 everytime love the app use it constantly Reviewed on: 6th July 2026

Be very helpful when I’m not understanding things

5
Be very helpful when I’m not understanding things Reviewed on: 6th July 2026

Great for when I really needed the credit to buy foo...

5
Great for when I really needed the credit to buy food shopping for my family Reviewed on: 6th July 2026

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