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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,165 reviews, last reviewed 10th May 2026
2414300% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I believe paypal is a safe and convenient method to... I believe paypal is a safe and convenient method to pay for transaction, plus send money abroad to other paypal users. Reviewed on: 10th May 2026
Carol B's avatar
Carol B

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103165)

supportive customer service and easy to use, special...

5
supportive customer service and easy to use, specially after adding paypal payment card. Reviewed on: 16th April 2026
Sorayya R's avatar
Sorayya R

Always a good service

5
Always a good service, credit with an easy option Reviewed on: 16th April 2026
Tarby's avatar
Tarby

Good company!

5
Good company with plenty of payment options. Never had any issues with PayPal Reviewed on: 16th April 2026
Stephen M's avatar
Stephen M

I am happy with the PayPal service

5
I am happy with the PayPal service Reviewed on: 16th April 2026
Henrietta M's avatar
Henrietta M

Great service being provided, helped out with purcha...

4
Great service being provided, helped out with purchases Reviewed on: 16th April 2026
Chris Laude's avatar
Chris Laude

Great way to earn points

5
I find the points system really good and a great way to get rewarded Reviewed on: 16th April 2026
George L's avatar
George L

Highly recommended excellent service

5
Highly recommended excellent service Reviewed on: 16th April 2026
Muslima K's avatar
Muslima K

So easy to use and different ways to pay

5
So easy to use and different ways to pay make handling all types of purchase really simple and manageable. Setting up direct debits and reminders for longer term borrowing makes sure you don’t lose track of payments too. Reviewed on: 16th April 2026
NW's avatar
NW

Very easy to use.

5
Very easy to use. Secure but not ridiculous when logging in. Reviewed on: 16th April 2026
Simon S's avatar
Simon S

A reliable company,...

5
They have always been a strong and reliable company, transparency and clarity are something they clearly practice in their work. The inclusion of direct debit cards and reward schemes makes it feel like a big community Reviewed on: 16th April 2026
Michael M's avatar
Michael M

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