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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103144 reviews)

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4.90

Based on 103,144 reviews, last reviewed 10th May 2026

2413300% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

helped me understand It’s given me a great credit limit, and helped me out when I was struggling financially. It’s taught me a lot o about finance and how to manage credit... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103144)

Easy to use

Easy to use and never had to use customer service all in all an excellent experience. Reviewed on: 16th April 2026

Very good experience, I am very satisfied with PayPa...

Very good experience, I am very satisfied with PayPal Credit. Reviewed on: 16th April 2026

Always quick and easy , never any problems

Always quick and easy , never any problems Reviewed on: 16th April 2026

Service and support are always excellent!

Service and support are always excellent! Reviewed on: 16th April 2026

I disputed a transaction and I got the money back.

I disputed a transaction and I got the money back. It was quick and easy Reviewed on: 16th April 2026

Appreciate Paypal Credit

Its been great way of paying for things without the added interest and adde flexibility. Any issues with credit balance the team are quick and efficient at handling Reviewed on: 16th April 2026

Great experience

Great experience easy to use and gives you a pease of mind Reviewed on: 16th April 2026

Buy and pay the PayPal way

Easy to pay on app never had any problems Reviewed on: 16th April 2026

Easy to use with most retailers

Easy to use with most retailers, always available when required to help Reviewed on: 16th April 2026

PayPal review Had no problems

Had no problems an find it easy to use Reviewed on: 16th April 2026

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