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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Aug 2025
96% decrease in 5 star reviews
in the past 90 days
89% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

I always use PayPal credit gives me freedom and also...

5
I always use PayPal credit gives me freedom and also feels safe to use. Reviewed on: 6th June 2024

What a good experience with easy going on PayPal and...

5
What a good experience with easy going on PayPal and recommend my friends to join PayPal with honest trust Reviewed on: 6th June 2024

No hassle straight forward just set it up with paypa...

5
No hassle straight forward just set it up with paypal and have no worries amazing credit account Reviewed on: 6th June 2024

PayPal customer service is brilliant

5
PayPal customer service is second to none once told of a problem they went out of the way to sort it out paypal is so easy to use and is better than conventional credit card as it is flexible and simple to use Reviewed on: 6th June 2024

Good and Easy to use

5
PayPal has been really good and easy to use for my online purchases. Reviewed on: 6th June 2024

Quite ok works fine the app is no problem been a use...

4
Quite ok works fine the app is no problem been a user for some time Reviewed on: 6th June 2024

It’s like an old reliable friend always there to hel...

5
It’s like an old reliable friend always there to help you out in bad times… Reviewed on: 6th June 2024

Pay Pal Credit -The Best

5
Very safe, comfortable and reliable. The 4 month interest free is a very wonderful incentive. I often think of using PayPal credit before other options I have. Reviewed on: 6th June 2024

Excellent experience

5
Excellent experience and excellent service Reviewed on: 6th June 2024

Never had any issues and customer service has always...

5
Never had any issues and customer service has always been great Reviewed on: 6th June 2024

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