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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

95% decrease in 5 star reviews

in the past 90 days

89% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I find it really helpful to have PayPal credit and p...

I find it really helpful to have PayPal credit and pay in 3 both are good to use as it gives you choice between long term and short term credit i have used both but most of the time I tend to use pay in 3 quicker to pay off and easier to keep track of. Reviewed on: 6th June 2024

PayPal Credit the best way for dreams to come true!

Thanks to the PayPal credit I bought my dream bike and could use the lives without waiting for payday. Excellent service and lots of monthly payment options with no interest. Highly recommend. Reviewed on: 6th June 2024

I’ve never had any issues with PayPal credit.

I’ve never had any issues with PayPal credit. Whenever I need to purchase something I use PayPal as it has the exception protection on my purchases. It’s fast and efficient. I would recommend it to anyone Reviewed on: 6th June 2024

I use it all the time, very easy to send and receive...

I use it all the time, very easy to send and receive money with no fees to withdraw it to my account Reviewed on: 6th June 2024

Always helpful.

Always helpful. Great customer support Reviewed on: 6th June 2024

PayPal are always there to help me sort any problems...

PayPal are always there to help me sort any problems that I have. I feel that they are there to make sure I don't get scammed etc. Brilliant I always prefer to use PayPal even instead of my credit card. Thank you for all of your kindness and assistance that you have given to me over the year's, I really do appreciate your advice and help. Reviewed on: 6th June 2024

PayPal credit

PayPal credit is a very handy line of credit for those more expensive purchases. Reviewed on: 6th June 2024

It’s easy to use and the app makes tracking of finan...

It’s easy to use and the app makes tracking of financial reports easy Reviewed on: 6th June 2024

Paypal credit

Been using the PayPal credit option for about 1 year. And I feel the interest rates are fair. It's easy to use and easy to payback with their all. Can't fault them. Reviewed on: 6th June 2024

great for eBay purchases

I took out some credit using Paypal to buy a few things on eBay and I really enjoyed the experience, good terms, I highly recommend Reviewed on: 6th June 2024

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