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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Simple and flexible

Really easy to set up and really flexible payment plan. Customer service are so kind too. I am autistic and I cannot praise them enough for being supportive and understanding. Reviewed on: 6th July 2026

Great experience and ease of using it.

Great experience and ease of using it. Reviewed on: 6th July 2026

Very easy and straightforward to use adds buying pow...

Very easy and straightforward to use adds buying power to my finances Reviewed on: 6th July 2026

Paypal has helped me to book a extra holiday this ye...

Paypal has helped me to book a extra holiday this year because of the credit card allowing me to spread payments Reviewed on: 6th July 2026

I've always found PayPal to be efficient and easy to...

I've always found PayPal to be efficient and easy to use. The app is easy to navigate, credit is easy to apply for and I've never had any problems in the 20 or so years I've been using them. Reviewed on: 6th July 2026

good service, easy to use and purchase things online.

good service, easy to use and purchase things online. however bad buyer protections when disputing a transaction. Reviewed on: 6th July 2026

Paypal is a name that I can trust with my money

I have a lot of confidence in PayPal and I always feel protected when I used PayPal to make payments Reviewed on: 6th July 2026

PayPal has always been plain and simple way to use a...

PayPal has always been plain and simple way to use always my preferred method Reviewed on: 6th July 2026

I love PayPal excellent value easy transactions on m...

I love PayPal excellent value easy transactions on monthly direct debits Reviewed on: 6th July 2026

Always used PayPal.

Always used PayPal. Really easy to use and reliable. Reviewed on: 6th July 2026

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