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PayPal: PayPal Credit reviews

4.90
Based on 103,129 reviews, last reviewed 10th May 2026
2412750% increase in 5 star reviews
in the past 90 days
7100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has always been my go to for fast and secure online... Has always been my go to for fast and secure online check out for over the past 16 years Reviewed on: 10th May 2026
Smarty Pants's avatar
Smarty Pants

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026
CK's avatar
CK

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103129)

Easy to apply, smooth transaction.

5
Easy to apply, smooth transaction. Highly recommend. Helps split spending over multiple months to keep spending on track. Reviewed on: 16th April 2026

excellent service very helpful no problem at all

5
excellent service very helpful no problem at all Reviewed on: 16th April 2026

PayPal Review

5
Always had positive experiences with Paypal. Excellent customer support when need and great buyer and seller protection. Reviewed on: 16th April 2026

My experience is all my problems and issues have alw...

4
My experience is all my problems and issues have always been sorted in timely manner Reviewed on: 16th April 2026

Everything fine

4
Everything fine no issues with processes.would recommend to friends and family,quick transfers withoutissues.and quite convenient. Reviewed on: 16th April 2026

PayPal Credit

5
Have used PayPal for years and it’s been very helpful at times, the addition of a virtual card is great Reviewed on: 16th April 2026

Easy fast secure

5
Easy fast secure would defo reccomend to everyone Reviewed on: 16th April 2026

Best credit card on the market

5
Fantastic product enabling easy budgeting Reviewed on: 16th April 2026

PayPal is very easy to use & convenient way to pay...

5
PayPal is very easy to use & a convenient way to pay for shopping, tickets etc.I would highly recommend PayPal to friends & family. I also find the pay in 3 a great way to spread the cost , especially as it's interest free Reviewed on: 16th April 2026

Pay pal provides a excellent.

5
Pay pal provides a excellent. Convenient service Reviewed on: 16th April 2026

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