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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I use PayPal quite a lot, including PayPal credit an...

I use PayPal quite a lot, including PayPal credit and have not had a negative experience Reviewed on: 6th June 2024

Very reliable, quick transaction

Very reliable, quick transaction Reviewed on: 6th June 2024

Easy to use, statements easy to follow and keep trac...

Easy to use, statements easy to follow and keep track of Reviewed on: 6th June 2024

Easy to use .

Easy to use . Safe Good customer service Reviewed on: 6th June 2024

Always a pleasure, excellent customer service all ar...

Always a pleasure, excellent customer service all around. Most definitely highly recommend PayPal. So many great and safe services for all customers. Reviewed on: 6th June 2024

Excellent payment service.

Excellent payment service. Easy to use on various websites. Reviewed on: 6th June 2024

would recommend

So far, I have had no issues and found it user friends and good customer service. Reviewed on: 6th June 2024

A really helpful way of managing cash flow.

It has been a really helpful way of managing cash flow. The information on payments due is great to have as well as the number of payments made. It's also really useful to see how much to pay each month to avoid paying interest on the credit. Reviewed on: 6th June 2024

With PayPal confidence build purchase

With PayPal confidence build purchase Reviewed on: 6th June 2024

Never had any issues with the app payments or refunds

Never had any issues with the app payments or refunds Reviewed on: 6th June 2024

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