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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I have never had a problem with any purchase via Pay...

5
I have never had a problem with any purchase via Pay Pal and the financial services have been exactly what they stated. Reviewed on: 6th July 2026

Efficient,clear and helpful

5
The only time I have had a query and needed to speak to someone they were very efficient,explained things clearly a very easy to talk to. Reviewed on: 6th July 2026

No problems.

5
I've had no issues with Paypal at all. It's very easy to use, if I have a problem with anything they sort it asap. Reviewed on: 6th July 2026

PayPal - simple, straightforward and easy to use!

5
PayPal and PayPal Credit are simple straightforward and easy to use. Customer Service could be a but easier to contact, but they are always helpful, polite and imformative. Very understanding of missed payments and deadlines etc. Reviewed on: 6th July 2026

Good experience , would reccomend

4
Good experience , would reccomend Reviewed on: 6th July 2026

Pay Pal First Class

5
Great experience with pay later and pay in 3 months and any questions answered promptly and efficiently. Had an issue with a company not delivering sorted efficiently and professionally. Reviewed on: 6th July 2026

Never any problems with paypal,

5
Never any problems paying with paypal, runs smoothly, lots of notice about payments due Reviewed on: 6th July 2026

Paying with PayPal Credit

5
Love that I have extra security when paying with PayPal credit. The option of 4 months of 0% interest is a incredible and perfect for spending the total into affordable amounts. Reviewed on: 6th July 2026

Accessible interest free credit

5
PayPal is a wonderful service for providing four months interest free facility to enable me to buy more expensive items that would be difficult to purchase immediately Reviewed on: 6th July 2026

No worries if you use PayPal PayPal

5
When I have had a bad experience Reviewed on: 6th July 2026

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