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PayPal: PayPal Credit reviews

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4.90
Based on 103,116 reviews, last reviewed 10th May 2026
2412150% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

For as long as I have owned the PayPal account I’ve... For as long as I have owned the PayPal account I’ve nothing but good experiences being able to transfer and receive money with ease it literally amazi... Read more Reviewed on: 10th May 2026
Adnaan's avatar
Adnaan

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103116)

Paypal credit was easy to apply for in order to spre...

5
Paypal credit was easy to apply for in order to spread payments interest free. Setting up a direct debit was simplicity itself and ensured minimum payment amount was never missed Reviewed on: 16th April 2026
Clive B's avatar
Clive B

Great experience Very trustworthy

5
Great experience Very trustworthy Reviewed on: 16th April 2026
vaidas p's avatar
vaidas p

Smart app & easy to use

5
Great app and service. Easy to use & safe. Reviewed on: 16th April 2026
June N's avatar
June N

Great communiac highly recommend

5
Great communiac highly recommend Reviewed on: 16th April 2026
Sally's avatar
Sally

It's a good secure way if transferring money and pay...

4
It's a good secure way if transferring money and paying bills Reviewed on: 16th April 2026
Wendy Davis's avatar
Wendy Davis

PayPal support Fall back

5
Hey pay pal has always great to fall back on this day and age.Wiith money being tight It's great to know you have the support when needed Reviewed on: 16th April 2026
Gavin S's avatar
Gavin S

I have great Pal so hopefull in m... PayPal is great

5
I have great experience with PayPal so hopefull in many occasions I was able to get my money back from merchant. And also pay in three is very good for everyone. Thanks PayPal Reviewed on: 16th April 2026
reza Y's avatar
reza Y

Easy to use.

5
Easy to use. Good credit options. Reviewed on: 16th April 2026
Daniel I's avatar
Daniel I

I use PayPal credit all the time and is very easy wi...

5
I use PayPal credit all the time and is very easy with the app and now that I can also add the card to Apple Pay has made it so much easier. Reviewed on: 16th April 2026
EZ's avatar
EZ

You can spread the cost and enjoy interest free for...

5
You can spread the cost and enjoy interest free for the first four months, giving you extra freedom. You can make payments whenever you want to reduce your amount. Reviewed on: 16th April 2026
Michelle T's avatar
Michelle T

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