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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50806)

Paypal has made my life more enjoyable with ease of...

Paypal has made my life more enjoyable with ease of purchasing and peace of mind my transactions are safe. Thank you very much Reviewed on: 6th June 2024

No issues ever, very easy and safe to do, would reco...

No issues ever, very easy and safe to do, would recommend to family and friends. Reviewed on: 6th June 2024

Convenient to use and excellent terms

Convenient to use and excellent terms Reviewed on: 6th June 2024

Great Experience with PayPal

I’ve had a great experience with PayPal credit, but I did have a direct debit that was setup through PayPal that didn’t go through, causing late fees on a payment I made with PayPal Credit. This was annoying and upsetting since the direct debit stated it was all setup etc. Reviewed on: 6th June 2024

Great service

I have been with PayPal for years. Have had no problems. A time I’ve had a problem with a purchase, PayPal have been very helpful Reviewed on: 6th June 2024

I absolutely love PayPal credit it has helped me out...

I absolutely love PayPal credit it has helped me out so much I love the flexibility of the credit Reviewed on: 6th June 2024

Brilliant

Easy and convenient to use , safe way to send and receive money , credit builder is great Reviewed on: 6th June 2024

Excellent services and options , customer service is...

Excellent services and options , customer service is always exceptional, would recommend Reviewed on: 6th June 2024

Always excellent and easy Pay in 3 is a great...

Always excellent and easy Pay in 3 is a great feature Reviewed on: 6th June 2024

I highly recommend the service and the PayPal account

Very favorable purchases 3 months without interest or 10 months of interest for a larger amount PayPal helped me a lot in solving problems when shopping and made quick money and if the seller did not fulfill his obligations, I highly recommend PayPal Reviewed on: 6th June 2024

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