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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Fast and easy approval process

I was looking for buy now pay later facility and decided on PayPal after speaking with a customer service representative who explained the interest concerns I had. The entire application process took very few minutes and I got approved. Reviewed on: 6th July 2026

The overall experience is good, It would have been e...

The overall experience is good, It would have been even better if I could get £50 instead of £100 Interest-Free split for 4 months. That's the only downside that I see. Otherwise, I love this credit card. Reviewed on: 6th July 2026

Positive review

I’ve used PayPal for ever so ye are s, I like it for international transactions that are quick. I love the PayPal pay in three option. If I can’t pay with pay in three I’d go the longer way of getting my bank details to pay via my bank as the only bad part is the international rates are bad Reviewed on: 6th July 2026

Fairly simple, and pay In 3 is my favourite

Fairly simple, and pay In 3 is my favourite Reviewed on: 6th July 2026

PayPal just works.

PayPal just works. I’ve never had any issues and it’s always quick and easy to use. I would thoroughly recommend it. Reviewed on: 6th July 2026

Amazing Paypal

PayPal is great when you need to pay for something and you have that guarantee if something goes wrong paypal will return your money. Reviewed on: 6th July 2026

Excellent in all aspects.

Excellent in all aspects. Very easy to use. I have been a customer for many years and indeed never had an issue. Reviewed on: 6th July 2026

It’s a great and easy way to to pay for shopping doe...

It’s a great and easy way to to pay for shopping does not break the bank love it Reviewed on: 6th July 2026

Find it a very useful product knowing my money is safe.

Find it a very useful product knowing my money is safe. Reviewed on: 6th July 2026

A lot of packages fit for everyone.

A lot of packages fit for everyone. Reviewed on: 6th July 2026

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