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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Love the 0% offers.

5
Love the 0% offers. Easy to use and manage account. Reviewed on: 6th June 2024

It is a very good experience thank you PayPal

5
It is a very good experience thank you PayPal Reviewed on: 6th June 2024

Assured Security

5
The service at Paypal is excellent. The team are helpful. When paying with PayPal I am very confident that I am secure. Reviewed on: 5th June 2024

Very straightforward and any issues resolved quickly

5
Very straightforward and any issues resolved quickly Reviewed on: 5th June 2024

Been really useful and helpful when making larger pu...

5
Been really useful and helpful when making larger purchases/ building credit . Reviewed on: 5th June 2024

Stress less experience. just excellent 5 star

5
Stress less experience. Stress less experience. Just great very helpfull good outstanding service solved problems very quick just excellent 5 star Reviewed on: 5th June 2024

so easy and simple to use, the ease of access and ex...

5
so easy and simple to use, the ease of access and extra security makes me confident no one will gain access to my account. Reviewed on: 5th June 2024

Authentication needs improving

4
Constant authentication needed, there should be already an authentication method to validate devices and users implemented at PayPal. Reviewed on: 5th June 2024

So easy and stress free to use.

5
So easy and stress free to use.The app is well laid out Reviewed on: 5th June 2024

Great had it for years so handy and excepted so many...

5
Great had it for years so handy and excepted so many places customer service is amazing Reviewed on: 5th June 2024

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