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PayPal: PayPal Credit reviews

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4.90
Based on 103,089 reviews, last reviewed 9th May 2026
2411050% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice experiense. Nice experiense. Simple and user friendly app. Reviewed on: 9th May 2026
JOBIN THOMAS's avatar
JOBIN THOMAS

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103089)

I really enjoy PayPal .

5
I really enjoy PayPal . It's secure and gives u flexibility to pay . I love it Reviewed on: 16th April 2026
Roxana Almira's avatar
Roxana Almira

Very Good experience enjoy using it

5
Very Good experience enjoy using it Reviewed on: 16th April 2026
Ali r's avatar
Ali r

Excellent job I have good experience with PayPal

5
Excellent job I have good experience with PayPal Reviewed on: 16th April 2026
Ayo Afeez Raji 's avatar
Ayo Afeez Raji

Pay easy

5
Everyone is so help full and the system is so easy to use and understand also it is easy to keep track Reviewed on: 16th April 2026
Morgan 's avatar
Morgan

I had any issues with auto payment refusal/cancellat...

5
I had any issues with auto payment refusal/cancellation. I called the customer service and zit was resolved and I was told that the last fee wasn't my fault. I was refunded the £12 penalty fee I paid earlier. They are the best Reviewed on: 16th April 2026
oniahchinedu's avatar
oniahchinedu

Really quick super good to tell you about offers

5
Really quick super good to tell you about offers Reviewed on: 16th April 2026
David p's avatar
David p

Fast and easy to use.

5
Fast and easy to use. A secure payment method Reviewed on: 16th April 2026
Esther Aderibigbe's avatar
Esther Aderibigbe

Easy to use and easy to pay for many different items...

5
Easy to use and easy to pay for many different items in many different stores Reviewed on: 16th April 2026
Alex H's avatar
Alex H

Great experience

5
Have been using them for years never any issues Reviewed on: 16th April 2026
Jam's avatar
Jam

Simple, Flexible, and Stress-Free Payments

5
I’ve had a really positive experience using PayPal Credit. It’s super convenient for spreading the cost of purchases, especially for bigger items, and the application process was quick and straightforward. I also appreciate how easy it is to manage everything through my account—clear statements, flexible payments, and no hassle. Definitely a helpful option if you want a bit more flexibility with your spending! Reviewed on: 16th April 2026
Chantel S's avatar
Chantel S

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