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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Never a problem with PayPal

Never a problem with PayPal -a hassle free and secure way to buy online . Reviewed on: 6th July 2026

Great customer support

The Paypal team is extremely prompt at resolving problems. Refund and security issues are dealt with diligently. Reviewed on: 6th July 2026

I have always used PayPal credit very safe and I fee...

I have always used PayPal credit very safe and I feel looked after Reviewed on: 6th July 2026

Pay with ease

Always quick and easy, feels safer Reviewed on: 6th July 2026

I have been with PayPal for may years and use PayPal...

I have been with PayPal for may years and use PayPal for my online purchases Reviewed on: 6th July 2026

It's very handy to delay a purchase

It's very handy to delay a purchase Reviewed on: 6th July 2026

I use PayPal as a preferred option due to ease of us...

I use PayPal as a preferred option due to ease of use and 0%, what mote could you want? Reviewed on: 6th July 2026

Double Thumbs Up to a Credit Company

Ive used PayPal for the past 20 years. My favorite thing is that they dont charge interest on the first few months with larger credit amounts lent to you, which gives you time to either pay it off in full or bring the amount down and lower the interest payments, its really helpful. Paying with them is also easy and an option on most of the websites I have used, plus their own site is pretty easy to navigate. Customer services have always been helpful & usually quick to respond if ive had questions or issues and there are a few ways you can contact them directly without having to put your life on hold while you wait for a response from an actual human. I was at one point a bit miffed a few years ago when they lowered my credit limit, I had missed a few payments due to a glitch with my standing order and it was an accident I hadn't noticed rather than a willful non payment, but they were nice on the phone and explained it was automatic and undoable and said I could reapply again after a waiting period and I do get why thy would do it. So even with that, all in all I'm a very happy long term customer. : ) Reviewed on: 6th July 2026

Very easy to use PayPal credit. Fully recommended.

I've been really impressed with PayPal Credit. It's super easy to use, and it gives me a great flexible payment option. I love that I can order a physical card to use in-store, and at the same time, I can create a virtual card on my phone for online purchases. It just makes everything so convenient and flexible, definitely a service I’d recommend. Reviewed on: 6th July 2026

It is to make a payment and also my card details a...

It is to make a payment and also my card details are secure Reviewed on: 6th July 2026

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