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PayPal: PayPal Credit reviews

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4.90
Based on 103,067 reviews, last reviewed 9th May 2026
2409950% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Payment Resolution Query I have recently had a dispute with a supplier for a purchase who did not make it clear on the purchase that I bought as actually signing up for a subs... Read more Reviewed on: 9th May 2026
Maureen S's avatar
Maureen S

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103067)

No hassle.

5
No hassle. Prompt and efficient. Reviewed on: 16th April 2026
Gary Bashforth's avatar
Gary Bashforth

Always a good experience using PayPal

5
Always a good experience using PayPal Reviewed on: 16th April 2026
Paul g's avatar
Paul g

The simplicity, professionalism and high end securit...

5
The simplicity, professionalism and high end security makes PayPal the number one choice every time. Reviewed on: 16th April 2026
GFraser's avatar
GFraser

Easy to use and track your transaction also working...

5
Easy to use and track your transaction also working every where hassle free shopping Reviewed on: 16th April 2026
Mudassar w's avatar
Mudassar w

I have been able to use PayPal credit easily and it...

5
I have been able to use PayPal credit easily and it has helped me to purchase items I needed with chance to pay monthly Reviewed on: 16th April 2026
Martina Y's avatar
Martina Y

Good work

4
It would be better for payments showing on app right away when making them instead of waiting for days to keep ppl financially correct Reviewed on: 16th April 2026
Brian Green's avatar
Brian Green

Paypal is so flexible and a great service.

5
Paypal is so flexible and a great service. App is super quick to use too Reviewed on: 16th April 2026
Rob P's avatar
Rob P

Easy to use safe first rate service and secure

5
Easy to use safe and secure. I find the site very easy to navigate and it’s an easy way to checkout Reviewed on: 16th April 2026
Patrick C's avatar
Patrick C

my experience with paypal credit

5
I use PayPal Credit for small purchases like groceries, and it’s really convenient. I’ve also used it for a larger purchase, and being able to spread the cost over four months was very helpful. However, smaller purchases don’t have interest-free periods, so it’s important to stay on top of payments. Overall, it’s useful if you understand how it works. Reviewed on: 16th April 2026
shafiqah azzahrah's avatar
shafiqah azzahrah

Never any issues.

5
Never any issues. Great service. Reviewed on: 16th April 2026
Paul Salter's avatar
Paul Salter

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