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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Quick payments quick to receive money!

Fastest way to pay online and available for most major platforms and rhe credit facilities are great and very affordable... Reviewed on: 6th July 2026

Game changer for building credit

I've already recommended it to my mum, as it's a hassle free way to build up my credit score. Rally straight forward and it doesn't always require a soft search which is handy. Reviewed on: 6th July 2026

Very easy to use pay in 3 and like the 4 mont intere...

Very easy to use pay in 3 and like the 4 mont interest free for credit. I would deposit money with PayPal if it gave reasonable interest like chase. Reviewed on: 6th July 2026

never had a problem and there fast when i have had p...

never had a problem and there fast when i have had problems with getting my money back when things are not right Reviewed on: 6th July 2026

Excellent methods of payment system secured, save &...

Excellent methods of payment system secured, save & sure for the payment Reviewed on: 6th July 2026

All positive qith PayPal...

My experience with PayPal was and still is one the best ever in finance, clean , straight forward and easy to understand structure, a breathing time of 4 months, pay in 3, etc. , decent credit of £2k, protection offered when buying, and the list goes on. Reviewed on: 6th July 2026

Excellent

Excellent customer service - easy app to use. Reviewed on: 6th July 2026

Helps me keep in control of my finances

Very easy to apply for, Paypal site always user friendly and all information about credit easy to find and understand. Regular emails with statement balance sent so I can monitor my spend and keep on top of repayments. I feel safer using Paypal and the credit option helps me when needed. Reviewed on: 6th July 2026

Paypal has helped me out on numerous occasions

Paypal has helped me out on numerous occasions with awkward sellers espcially on ebay. They always make sure you get the refund on faulty items that are not as described. Reviewed on: 6th July 2026

Very easy steps to set up an account

Very easy steps to set up an account Reviewed on: 6th July 2026

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