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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

840% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great service and never had any issues with using Pa...

Great service and never had any issues with using PayPal credit. Reviewed on: 5th June 2024

Always had 4 months interest free plus other offers,...

Always had 4 months interest free plus other offers, great product. now in my 7 year of being a customer Reviewed on: 5th June 2024

Great 0% Finance Option (but only for 4 months)

PayPal Credit has been a game changer for me by allowing 0% interest on purchases for 4 months. No need to complete vast amounts of paperwork, nice and simple with a decision quickly. Only downside is that it’s only 4 months - would be great if they had 6 or 9 months option. One can only wish for now that it’s something that can be considered and implemented in the near future. Thank you PayPal! Reviewed on: 5th June 2024

Very good experience with paypal so far,I've using i...

Very good experience with paypal so far,I've using it most of the time Reviewed on: 5th June 2024

The best thing that i have done is to join pay pal,t...

The best thing that i have done is to join pay pal,they saved my life would never had got through the hard times if it wasn’t for the help they gave me. Reviewed on: 5th June 2024

Easy to use

Really easy to use and great promotional offers to pay later. simple to check out with and understand Reviewed on: 5th June 2024

I have been supported with dispute that got resolved...

I have been supported with dispute that got resolved and refunded. Reviewed on: 5th June 2024

Great side money to spread cost over time

Great side money to spread cost over time Reviewed on: 5th June 2024

Very helpful

Every time I call them . They str always do helpful. Reviewed on: 5th June 2024

So easy to use

So easy to arrange, clear about T&Cs and reminded me about payments to prevent charges and interest. Reviewed on: 5th June 2024

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