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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103038 reviews)

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4.90

Based on 103,038 reviews, last reviewed 9th May 2026

2408600% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Too quick to charge £12 for late payments. Too quick to charge £12 for late payments. Sometimes losing a card means that the replacement is not ready in time for payments Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103038)

Excellent customer service

They are very good at explaining every detail. So easy to use. Reviewed on: 16th April 2026

use PayPal for secure ness

I always use PayPal for secure ness when paying for shopping Reviewed on: 16th April 2026

PayPal credit review

Clear and easy to use the app and website and good and notifying you Reviewed on: 16th April 2026

Very Simple

Very easy to navigate. Easy to use. Reviewed on: 16th April 2026

Amazing, did the difference when you needed most

Amazing, did the difference when you needed most Reviewed on: 16th April 2026

Ability to afford and easy to pay back

Ability to afford and easy to pay back Reviewed on: 16th April 2026

Easy to use and opportunities to buy items and pay i...

Easy to use and opportunities to buy items and pay in 4 months without interest Reviewed on: 16th April 2026

Easy to use & manage within PayPal App.

Easy to use & manage within PayPal App. Best to set up a direct debit to avoid interest charges. Reviewed on: 16th April 2026

I love PayPal and use it quite a lot.

I love PayPal and use it quite a lot. Spreading the payments out with PayPal credit helps me get the things I want immediately. Reviewed on: 16th April 2026

Excellent company and credit card

Excellent company and credit card Reviewed on: 16th April 2026

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