Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1075% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

PayPal provides an excellent financial platform that...

5
PayPal provides an excellent financial platform that provides good credit line Reviewed on: 5th June 2024

Good deal but not perfect

4
Overall I have found the service to be a little bit challenging to navigate but the offer for a 4 month 0 interest credit payment is incredibly helpful Reviewed on: 5th June 2024

Honest review

5
Easy to use and safe to use. It keeps me safe when buying from places I am unsure of. I like that I can pay up interest free. Reviewed on: 5th June 2024

Quick, easy and safe!

5
Quick, easy and safe! With flexible ways to pay! Reviewed on: 5th June 2024

Everything great and customer service best

5
Everything great Everything great and customer service best Reviewed on: 5th June 2024

Excellent payment option.

5
The most great experience to use this payment option. Help me to achieve some of my short goals. Reviewed on: 5th June 2024

I got PayPal credit as a one off, but I have never w...

5
I got PayPal credit as a one off, but I have never wanted to leave, the 0% interest payments make life easier and more manageable Reviewed on: 5th June 2024

PayPal Credit is great!

5
I love PayPal Credit. My only issue was setting up a direct debit. Reviewed on: 5th June 2024

Excellent

5
All good and very convenient to use. Reviewed on: 5th June 2024

Very good service

5
Very good service Your credit with a good interest rate and always promotion Reviewed on: 5th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22347 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3600 reviews
    PayPal
    View all products