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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,003 reviews, last reviewed 9th May 2026
2407150% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always safe with payments I using PayPal couple times per month and I never was disappointed. Reviewed on: 9th May 2026
Jana R's avatar
Jana R

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103003)

Very easy and a transparent system

5
Very easy and a transparent system Reviewed on: 16th April 2026
Na's avatar
Na

Always easy to use

5
Always easy to use and keep track of funds etc via the very usual app Reviewed on: 16th April 2026
Rober's avatar
Rober

It's a bit confusing on the app compared to other ba...

3
It's a bit confusing on the app compared to other banks - things don't process as fast and things don't need to update in real time as accurately. It's hard to find out when you owe money, and the payments are quite delayed in actually coming out my account. There is no clear separation for interest owed and interest free. I think improvements could be made throughout the app to improve transparency Reviewed on: 16th April 2026
Josh's avatar
Josh

PayPal exactly what we need for daily use.

5
PayPal exactly what we need for daily use. Reviewed on: 16th April 2026
Kamil U's avatar
Kamil U

Great service and easy to use handy

5
Great service and easy to use handy Reviewed on: 16th April 2026
David C's avatar
David C

Best ever

5
My experience with Paypal credit is amazing ,I m using it from last more than 4 years, Reviewed on: 16th April 2026
Jagjeet s's avatar
Jagjeet s

PayPal credit just here when I needed .

5
PayPal credit just here when I needed .. better then Klarna Reviewed on: 16th April 2026
Roxy's avatar
Roxy

Great option for payment and like the new discounts...

5
Great option for payment and like the new discounts and bonuses Reviewed on: 16th April 2026
Martin R's avatar
Martin R

Good tracking of my payments.

5
Good tracking of my payments. Helped me alot in purchasing my desired goods with zero interest instalment options. Reviewed on: 16th April 2026
Seema 's avatar
Seema

Easy and quick to use the paypal system

5
Easy and quick to use the paypal system Reviewed on: 16th April 2026
J B's avatar
J B

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