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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I have had a positive experience with PayPal and I t...

5
I have had a positive experience with PayPal and I trust them 100% knowing that if I am not happy with a product, they make sure I get a refund. Reviewed on: 6th July 2026

Really easy to use business as I have not ever had t...

5
Really easy to use business as I have not ever had to deal with anyone face to face. Reviewed on: 6th July 2026

Super easy to use and very secure.

5
Super easy to use and very secure. I have trust in them as a company and has end led me to make safe online purchases. Reviewed on: 6th July 2026

I find using PayPal so much easeier with online purc...

5
I find using PayPal so much easeier with online purchases Reviewed on: 6th July 2026

Hassle free!

5
Hassle free! With 4 months FREE Perfect! Reviewed on: 6th July 2026

Good to spread out over payments over a time period...

5
Good to spread out over payments over a time period and helps track my finances over this period Reviewed on: 6th July 2026

Paypal credit works for me.

5
Paypal credit works brilliantly for me. I’ve used it for years and not paid a penny in interest. It’s great for high spend times like Christmas, and I like that, to avoid paying interest, I can pay as little or as much as suits me as long as each purchase is completely paid for within four months. Reviewed on: 6th July 2026

I find it easy to use between friends who also have...

5
I find it easy to use between friends who also have PayPal. Safe for those purchases you want a middle man. Reviewed on: 6th July 2026

PayPal makes life easier for me.

5
PayPal makes life easier for me. I can make three payments.I can use PayPal credit and pay later and it helps you to buy now and pay later. Reviewed on: 6th July 2026

Easy to use.

5
Easy to use. App makes sense and good value to big spends Reviewed on: 6th July 2026

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