Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,973 reviews, last reviewed 9th May 2026
2405700% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with services provided I've been using PayPal for more than 10 years. Never had a problem Reviewed on: 9th May 2026
Teddy Ivanova's avatar
Teddy Ivanova

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102973)

PayPal giving freedom to pay anywhere in world in di...

5
PayPal giving freedom to pay anywhere in world in different currencies. Reviewed on: 16th April 2026
Sushant s's avatar
Sushant s

From protection for purchase to great value finance...

5
From protection for purchase to great value finance options like pay in 3, PayPal is top of the pile of all accounts I use Reviewed on: 16th April 2026
Andy Collins's avatar
Andy Collins

Every work fine for me

5
Every work fine for me. I have never had an issue that has not been resolved since I used PayPal Reviewed on: 16th April 2026
Guy G's avatar
Guy G

Very good to me.

5
Very good to me. I've not had a problem. I i make a mistake they rectified it immediately for me. Reviewed on: 16th April 2026
Isobelle Tyler's avatar
Isobelle Tyler

It’s an excellent way to pay for things

5
It’s an excellent way to pay for things Reviewed on: 16th April 2026
Seonaid R's avatar
Seonaid R

Very easy to use

5
Very easy to use and accepted at most retailers. I really like the more expensive purchases at select retailers that give 0%Apr for up to 48 months Reviewed on: 16th April 2026
PMcN's avatar
PMcN

Great business

5
Great business for doing finance Reviewed on: 16th April 2026
Jane's avatar
Jane

PayPal is easy to use and a great platform for manag...

5
PayPal is easy to use and a great platform for managing payments Reviewed on: 16th April 2026
Josey s's avatar
Josey s

Good app Easy to use

5
I have always had good experiences using PayPal. It is also very user friendly Reviewed on: 16th April 2026
Dominique P's avatar
Dominique P

I am pleased with the experience

4
I had a great experience with paypal from start till now Reviewed on: 16th April 2026
Oluwatoyin Doregos's avatar
Oluwatoyin Doregos

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill