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PayPal: PayPal Credit reviews

4.90
Based on 102,934 reviews, last reviewed 9th May 2026
2403800% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple and quick application Very simple and quick application Reviewed on: 9th May 2026
Chee L's avatar
Chee L

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102934)

Love PayPal , and its gre...

5
PayPal has helped with my money worries, and its great that i can pay in instant.Also PayPal is excellent for wueries i have, great customers services Reviewed on: 16th April 2026

Great, easy and convenient for quick money transfers...

4
Great, easy and convenient for quick money transfers and payments into accounts. Reviewed on: 16th April 2026

Amazing experience I can't complain so far

5
Amazing experience I can't complain so far Reviewed on: 16th April 2026

Supportive if there is an issue.

5
Supportive if there is an issue. Easy to get help via the app if needed. Reviewed on: 16th April 2026

Never had any isdue using Paypal credit, excellent s...

5
Never had any isdue using Paypal credit, excellent service. Reviewed on: 16th April 2026

Love the Paypal credit.

5
Love the Paypal credit..great and easy to use . Reviewed on: 16th April 2026

Easy Access To Financd

5
Handy and easy to get quick access to short term finance Reviewed on: 16th April 2026

Easy to use and great for splitting payments also th...

5
Easy to use and great for splitting payments also the 4 months free intrest helps alot to soread the cost with out any intrest so its amazing Reviewed on: 16th April 2026

Perfect and excellent experience

5
Perfect and excellent experience Reviewed on: 16th April 2026

Easy, fast, safe and convenient!

5
PayPal make it so easy to pay for things both in store and online. The cards are easy to add to Apple wallet so I can use my phone to make payments and the app is super easy to use to check statements etc or pay off any credit owed. 5 star service Reviewed on: 16th April 2026

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