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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

A Convenient Way to Spread the Cost

I've had a positive experience using PayPal Credit. It has made it much easier to spread the cost of larger purchases, allowing me to manage my budget more effectively without having to pay everything upfront. The application process was straightforward, and I appreciate how simple it is to view my balance, track payments, and manage my account through PayPal. I also like that PayPal Credit is integrated into the PayPal checkout process, making online shopping convenient and secure. Knowing I have flexible payment options gives me extra peace of mind when making purchases. Overall, my experience has been positive, and I would recommend PayPal Credit to anyone looking for a convenient and flexible way to manage larger purchases responsibly. Reviewed on: 6th July 2026

Easy to use and up to date information provided

Easy to use and up to date information provided Reviewed on: 6th July 2026

Very good and easy to use highly recommended to anyone

Very good and easy to use highly recommended to anyone Reviewed on: 6th July 2026

Does what I need it to, easy to use the app.

Does what I need it to, easy to use the app. Reviewed on: 6th July 2026

I tried to purchase a used car but was not allowed b...

I tried to purchase a used car but was not allowed but I could bye a rust old engine for the same price why???????. Reviewed on: 6th July 2026

No1 online payment service

Excellent service simple checkout process various payment options Reviewed on: 6th July 2026

Just love the app and the flexibility

Just love the app and the flexibility Reviewed on: 6th July 2026

Saved my money.

When you need to spend money you don't yet have, Credit it a good way to do it, I personally utilise PayPal Credit and honestly would recommend it to all my friends, family, and even people on the street who will stop and listen. when someone got access to my account details PayPal noticed and disabled the card for my financial safety, they probably saved me a lot of money. I always appreciate someone who saves me money. Reviewed on: 6th July 2026

It’s made my life so much easier to manage!

I’ve predominantly had only had positive experiences with PayPal Credit, it makes my life easier, especially for larger purchases. It’s a very easy to use and useful tool for me to spread the cost of the things I need and the unforeseen things like I needed to purchase a new washing machine recently as mine broke, I’m a single parent of 3 kids, so thank goodness for PayPal and the ability to spread the cost! Reviewed on: 6th July 2026

I have had no issues with transferring or paying thr...

I have had no issues with transferring or paying through PayPal and love the security that it provides to online payments Reviewed on: 6th July 2026

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