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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Good service

5
So far I have had good service from Paypal Reviewed on: 6th July 2026

Best peer to peer app

5
It had a great set up for paying for items Reviewed on: 6th July 2026

PayPal has always excellent

5
PayPal has always been an excellent way to pay for things online. Safe and secure, don’t use anything else. Reviewed on: 6th July 2026

Very good, been using for more then 10 years

5
Very good, been using for more then 10 years Reviewed on: 6th July 2026

Been using Paypal for some years now and never a pro...

5
Been using Paypal for some years now and never a problem. Paypal Credit is also a useful feature and it keeps you well informed regarding repayments. Reviewed on: 6th July 2026

Easy to use, easy to apply, easy to manage

5
Easy to use, easy to apply, easy to manage Reviewed on: 6th July 2026

Good customer service

4
PayPal customer service has been very helpful we needed Reviewed on: 6th July 2026

Semd money to family and friends.

5
Semd money to family and friends. Reviewed on: 6th July 2026

I just like using it but I would have a few UX sugge...

5
I just like using it but I would have a few UX suggestions if I could. Reviewed on: 6th July 2026

Intuitive UX but payments to account could be clearer

4
It’s easy to use and intuitive. However, I dislike the fact that when I make a payment against my credit balancer, it doesn’t authorise immediately Reviewed on: 6th July 2026

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