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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Easy, straightforward.

5
Easy, straightforward. I was looking for a trusted credit method and PayPal Credit has not disappointed! Reviewed on: 6th July 2026

Reliable and Easy to Use

5
I’ve had a great experience with PayPal Credit. It’s easy to use, payments are simple to manage, and it gives me extra flexibility when making purchases. Overall, it’s a reliable and convenient service that I would recommend. :: Reviewed on: 6th July 2026

PayPal is so convenient and fast Reliable partner fo...

5
PayPal is so convenient and fast Reliable partner for all kind of payments Reviewed on: 6th July 2026

Excellent modern credit

5
Super easy to use, the addition of a virtual card for paying at physical locations is excellent. Reviewed on: 6th July 2026

Excellent.

5
They make it so easy and trouble free. Reviewed on: 6th July 2026

Gives assurance and very reliable

5
Gives assurance and very reliable Reviewed on: 6th July 2026

Easy customer journey and responsive customer service.

5
Easy customer journey and responsive customer service. Reviewed on: 6th July 2026

Experience with ease!

5
Experience with ease! Simple and very easy to use. Reviewed on: 6th July 2026

PayPal- safe and user friendly

5
Used PayPal now for many years and find it the easiest and safest way to pay for goods Reviewed on: 6th July 2026

It was easy and straightforward.

5
It was easy and straightforward. The application was online, quick and easy and I got detailed communications. Reviewed on: 6th July 2026

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