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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Long term customer.

I've been with paypal since hte early years when it was part of ebay. It has evolved into a reliable and professional product that I feel secure in using for online purchases. Their range of finance options continues to be innovative. Reviewed on: 6th July 2026

Simple and Transparent

It’s a very simple and frictionless way to spread the cost over four months at 0%. The whole process is easy and very transparent. Especially using the PayPal credit card you can now use it for things that don’t offer PayPal checkout. Reviewed on: 6th July 2026

Great finance buddy!

Always use PayPal finance and it’s brilliant! Never lets me down and it always really fast to go through! Would recommend to everyone :) good work Paypal! Reviewed on: 6th July 2026

i have been using PayPal for years and service is al...

I have been using PayPal for years and service is always first class and never had any problems Reviewed on: 6th July 2026

Excellent

Always ready to be of service when needed Reviewed on: 6th July 2026

Decent and convenient- would happily use again.

Decent and convenient- would happily use again. Reviewed on: 6th July 2026

Spread the Cost

I purchased a jacket on eBay. I use PayPal pay in 3 because it doesn't cost me anything and means I can spread the cost. It's also good for keeping your credit history recent. Automatic payments so I don't have to worry about it. Reviewed on: 6th July 2026

PayPal credit was so easy to set up, I downloaded th...

PayPal credit was so easy to set up, I downloaded the app straights way and can log on and view my transactions instantly. The promotional payment offers are really helpful around Christmas and birthday times to stretch larger payments over three months. Reviewed on: 6th July 2026

A Trusted Platform for Online Payments

I’ve been using PayPal for several years and have always found it to be a reliable and secure payment platform. Sending and receiving money is easy and straightforward. Overall, a convenient and trusted service. Reviewed on: 6th July 2026

Customer service , excellent ...

Have had no problems at all and if I’ve forgot a payment which I have couple of times I’ve had a wee phone call which I appreciate and customer service were so nice Reviewed on: 6th July 2026

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