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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181135)

PayPal Credit is a great service

5
PayPal Credit is a great service Reviewed on: 6th July 2026

Easy to use

5
Easy to. Use, transparent and just perfectly placed for use and purpose Reviewed on: 6th July 2026

Since I started using PayPal things are just great,...

5
Since I started using PayPal things are just great, My pay in Three is very handy also the PayPal credit is fantastic for bigger purchases, it's just fantastic all round Reviewed on: 6th July 2026

I trust PayPal, very safe and super easy

5
Firstly if I can pay via PayPal on any website I will do, feel very safe and really easy to do, if my order is over £100 I have the option of paying interest free for 4 months which is great, under £100 I can mostly pay over 3 interest free payments, but the icing on the cake now is my credit card, which means I can use it anywhere I want to as long as the bill is over £100 and it gets split automatically Reviewed on: 6th July 2026

Happy customer

5
I'm really happy with PayPal especially that I don't need to pay interest Reviewed on: 6th July 2026

Very convenient to use and payments are quick in pro...

5
Very convenient to use and payments are quick in processing Reviewed on: 6th July 2026

App is easy to use, customer services are polite and...

5
App is easy to use, customer services are polite and professional. Reviewed on: 6th July 2026

Secure way to use credit.

5
Secure way to use credit. Feel confident using the app Reviewed on: 6th July 2026

I use Pay pal credit most the time as it’s so easy t...

5
I use Pay pal credit most the time as it’s so easy to use. I had a problem with a purchase and pay pal took care of the problem which was really good. I pay a DD of £200 and that’s great. Well done PP Reviewed on: 6th July 2026

Easy and fast

5
Easy and fast to use, Been using PayPal for the last 15 years and always my first to go to for online purchases as it’s trustworthy and fast Reviewed on: 6th July 2026

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