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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101914 reviews)

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4.90

Based on 101,914 reviews, last reviewed 8th May 2026

2357100% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I had one situation when customer service didn't hel... I had one situation when customer service didn't help me. I was disappointed Reviewed on: 8th May 2026

Latest lowest rating:

2

It is okay. Customer service department needs work. Too much being passed around. Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101914)

Fantastic experience and service

Fantastic experience and service Reviewed on: 16th April 2026

You can't see immediate payments You balance.

You can't see immediate payments You balance. Not a great product at all. Reviewed on: 16th April 2026

PayPal is quick, easy and reliable!

I have used PayPal regularly now for several years. It is quick and easy to log in and use when I wish to pay for something, saving time as there is no need to put my address or credit card details in. I frequently use the interest free option which is a fantastic bonus of PayPal. It helps me afford the things I need now, but plan the repayments over 3 months, with the ability to vary the amounts I repay interest free as long as I repay the full amount in the set timescale. The app is so easy to use and has all the information I need to make my payments easily and flexibly. I have only had one occasion I have needed to speak to someone but that support was also very easy too access and they were extremely helpful and knowledgeable and resolved my issue quickly. I absolutely recommend using PayPal as one of your regular payment methods, it’s quick, easy and reliable and provides a great way to budget your daily purchasing needs. Reviewed on: 16th April 2026

It is great to have paypal account where i have facl...

It is great to have paypal account where i have faclity to have paypal credit and i can buy online things without paying single panni.it gives me option to pay letter with and without interest options. Reviewed on: 16th April 2026

My opinion

I really like using PayPal because it makes transactions incredibly smooth and fast. The short term credit options, such as Pay in 3, are a total game changer, allowing me to manage my budget more effectively without any hassle. Highly recommended Reviewed on: 16th April 2026

All perfect !

All perfect !!! Thank you very much Best regards Reviewed on: 16th April 2026

Excellent at solving transaction issues promptly.

Excellent at solving transaction issues promptly. Overall good provision of all services Reviewed on: 16th April 2026

Paypal is easy to use

It's easy to use. When I have had a problem it has been resolved quickly. Reviewed on: 16th April 2026

Shopping

I've been using PayPal for years when shopping on eBay Reviewed on: 16th April 2026

Paypal has been reasonably useful although very easy...

Paypal has been reasonably useful although very easy to use so therefore easier to get into debt and getting out is slightly harder Reviewed on: 16th April 2026

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