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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1075% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

10/10 customer service and easy process

5
i ordered something from argos with paypal credit and it was the easiest process to do, i phoned customer service to help me understand how to use paypal credit and what it intails the man guided me over the phone step by step how to use it and how to make payments early etc, he was fantastic i definitely recommend using it, i will be using it again in the future! Reviewed on: 5th June 2024

Used PayPal forever, always been good!

5
Used PayPal forever, always been good! Reviewed on: 5th June 2024

Good and simple service to use.

5
Good and simple service to use. The application process was quick and simple. Reviewed on: 5th June 2024

I’ve never had any issues when paying with PayPal an...

5
I’ve never had any issues when paying with PayPal and any problems have been resolved quickly and efficiently. Reviewed on: 5th June 2024

Well I have been with PayPal for ages and their serv...

5
Well I have been with PayPal for ages and their service is the best one I have ever had. Reviewed on: 5th June 2024

It’s nice to a pal in my pocket.

5
It’s nice to a pal in my pocket. Reviewed on: 5th June 2024

No hassle credit

5
Have had to speak to customer services a number of times with excellent results. Reviewed on: 5th June 2024

Always a good service, easy to navigate

5
Always a good service, easy to navigate Reviewed on: 5th June 2024

I very much like the customer protection that paypal...

4
I very much like the customer protection that paypal provides for its user. Also it is an easy and straight forward way of doing transaction Reviewed on: 5th June 2024

Easy to use and easy to track your balance and credi...

5
Easy to use and easy to track your balance and credit limit. Perfect for online transactions Reviewed on: 5th June 2024

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