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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

The customer service team were excellent in dealing...

5
The customer service team were excellent in dealing witb an issue thst i contacted them about. Reviewed on: 6th July 2026

It is a streamlined way to pay with many options...

5
It is a streamlined way to pay which gives me simple options of PayPal, Pay in 3, or PayPal credit. Very easy to select suitable one. Reviewed on: 6th July 2026

Probably the best credit provider I've ever had a co...

5
Probably the best credit provider I've ever had a connection with Very helpful, and positive. Reviewed on: 6th July 2026

Always spot on.

5
Always spot on. Love the courier tracking. Loads of variety, different payment options. Reviewed on: 6th July 2026

A must have

5
Easy app to use. Flexible payment. Reviewed on: 6th July 2026

Easy payments

5
Like the 4 month interest free and and pay in three really great options for payment Reviewed on: 6th July 2026

Very easy experience!

5
Very easy experience! Quick decisions and easy access to acount and virtual card! Reviewed on: 6th July 2026

Excellent Credit Provider

5
I have used PayPal credit for many years now and find it great to use and so far I have had no issues using it. It helps me buy things when I need them without having to save for months to buy. Reviewed on: 6th July 2026

The app is easy to use.

5
The app is easy to use. The finance options are great. Reviewed on: 6th July 2026

easy and quick, ther when you need it.

5
easy and quick, ther when you need it. Reviewed on: 6th July 2026

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