Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,786 reviews, last reviewed 8th May 2026
2351150% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I can trust and rely on PayPal for all my... I can trust and rely on PayPal for all my transactions Reviewed on: 8th May 2026
Loretta N's avatar
Loretta N

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026
Ralph Candlish's avatar
Ralph Candlish
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (101786)

Always working, makes payments safe and reliable.

5
Always working, makes payments safe and reliable. I feel happy knowing that my purchases are secure and I can do it with any retailer. Would definitely recommend for anyone who likes online shopping or spreading costs. Reviewed on: 16th April 2026
Jack R's avatar
Jack R

Never let me down, always help when was needed.

5
Never let me down, always help when was needed. Reviewed on: 16th April 2026
MR R B's avatar
MR R B

Easy to use, great for paying safely and knowing you...

5
Easy to use, great for paying safely and knowing you are supported if a transaction doesn’t go to plan, eg, an order doesn’t arrive your protected through PayPal. PayPal pay in 3 is a good option, and PayPal credit is easy to use. Reviewed on: 16th April 2026
Katy's avatar
Katy

Always easy and trustworthy it’s my go to for big pu...

5
Always easy and trustworthy it’s my go to for big purchases. . Reviewed on: 16th April 2026
LolaA 's avatar
LolaA

I’m happy to get this credit and easy to transfer an...

5
I’m happy to get this credit and easy to transfer and transaction to pay. Reviewed on: 16th April 2026
Jeffmoore's avatar
Jeffmoore

It’s very amazing experience.

5
It’s very amazing experience. It’s very good. I loved it. Reviewed on: 16th April 2026
Neer Patel's avatar
Neer Patel

Online Shopping and Support

5
Always received good customer service. Believe it's a secure way to pay when shopping online Reviewed on: 16th April 2026
Paul M's avatar
Paul M

The customer service was difficult to use.

5
The customer service was difficult to use. I go scammed. My fault. PayPal didn’t really help. They don’t really want to know. It’s in the past now. Tried to get hold of them but that was difficult to do as the info was buried and then it was an email and now phone number. By the time they responded it was far too late. It may have changed now. people to talk to not machines. Reviewed on: 16th April 2026
matthewfearnley@icloud.com's avatar
[email protected]

easy to use

5
Very easy to use and everything is very clear and understandable Reviewed on: 16th April 2026
Paul's avatar
Paul

Refunds and advise when e my money nets gone

5
When I've had problems with items I haven't received PayPal are straight on it when you let them know and I got my money refunded to my account Reviewed on: 16th April 2026
Anne M's avatar
Anne M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill