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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
840% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Excellent payment option

5
Excellent option trusted by both customers and retailers Reviewed on: 5th June 2024

satisfied and very convenient with the service

5
satisfied and very convenient with the service Reviewed on: 5th June 2024

Amazing at all , I can shopping for holiday travel...

5
Amazing at all , I can shopping for holiday travel Reviewed on: 5th June 2024

Recently needed help cancelling a payment and they w...

5
Recently needed help cancelling a payment and they were very helpful. Reviewed on: 5th June 2024

Many methods of payment at your disposal.

5
Many methods of payment at your disposal. It fills me with reassurance that my purchases are protected if the seller doesn’t provide the service/product. My favourite feature is the buy now pay later in 4 months interest free. Reviewed on: 5th June 2024

It is so helpful and perfect for buy now pay later

5
It is so helpful and perfect for buy now pay later Reviewed on: 5th June 2024

Happy customer

5
Exceeded my expectations, I am very happy and highly satisfied and recommend to all my friends Reviewed on: 5th June 2024

Efficient cash flow

4
Helps me to manage my cash flows in a efficient manner Reviewed on: 5th June 2024

Interest free paypal credit

5
It's a great way to buy things when your short of money with no interest to pay plus repayments are set at a low rate Reviewed on: 5th June 2024

Great experience overall, very easy to understand, p...

5
Great experience overall, very easy to understand, payment system is great and I’m very happy with PayPal. they offer really good rates and provide different payment plans which helps me decided effectively want I want. Reviewed on: 5th June 2024

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