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PayPal: PayPal Credit reviews

4.90
Based on 101,720 reviews, last reviewed 8th May 2026
2348150% increase in 5 star reviews
in the past 90 days
6850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit is good! I’ve used pay pal credit for various things and it’s been very useful. It’s a very transparent process and I feel comfortable using it. Reviewed on: 8th May 2026
Henry G's avatar
Henry G

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026
SERGIU P's avatar
SERGIU P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101720)

Easy and convenient

5
Paypal is really Easy and convenient to use. I love it Reviewed on: 16th April 2026

Very good.

5
Very good. Safe and secured. Easy to use. Reviewed on: 16th April 2026

Hassle free, providing excellent service

5
Hassle free, providing excellent service Reviewed on: 16th April 2026

Great bank to use for paying online purchases and fa...

5
Great bank to use for paying online purchases and fast transfer money to friends and families by using emails. Can also use credit account to buy now and pay back in instalments.. Reviewed on: 16th April 2026

Very generous 0% rate for 4 months that helps spread...

5
Very generous 0% rate for 4 months that helps spread payments Reviewed on: 16th April 2026

It was great experience with paypal.

5
It was great experience with paypal. Thanks Reviewed on: 16th April 2026

excellent

5
I had a great experience using paypal, been a member to this app for awhile and there so much more to offer than my bank. Reviewed on: 16th April 2026

Long term PayPal user

5
Have used PayPal for many years now, both for purchases and credit. Have always been impressed with the services offered Reviewed on: 16th April 2026

PayPal is one of the best ...

5
PayPal is one of the best nrr we vẻ had any problems with them the app is amazing love it Reviewed on: 16th April 2026

The pay in 3 really works for me.

5
The pay in 3 really works for me. Reviewed on: 16th April 2026

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