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PayPal: PayPal Credit reviews

4.91
Based on 50,807 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
840% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50807)

Love PayPal credit

5
Makes things more available when items are needed Reviewed on: 5th June 2024

Reliable and efficient , convenient and accessible,

5
Reliable and efficient , convenient and accessible, Reviewed on: 5th June 2024

Pay pal credit is a life saver.

5
Pay pal credit is a life saver. Wish I can get my amount up though Reviewed on: 5th June 2024

It helped a lot thanks for your help

5
It helped a lot Thank you so much Reviewed on: 5th June 2024

Never been let down by paypal credit.

5
Never been let down by paypal credit. Helped me out when moving house and having to buy new furniture. Reviewed on: 5th June 2024

Easy to use and always ideal to have for more secure...

5
Easy to use and always ideal to have for more secure transactions or something if you need to get before your payday!!! Reviewed on: 5th June 2024

A safe way to process online transactions.

5
A safe way to process online transactions. 0 percent credit means you can spread the cost of bigger purchases and can effectively manage your money. PayPal makes online shopping safe, efficient and seamless. Reviewed on: 5th June 2024

Easy access and easy to use.

5
Easy access and easy to use. App great for keeping up to date with payments et . Reviewed on: 5th June 2024

PayPal credit is so convenient and easy to use, it a...

5
PayPal credit is so convenient and easy to use, it also gives you a chance to order what you need and pay it back in reasonable instalments !! Reviewed on: 5th June 2024

Excellent service and product and easy to you

5
Excellent service and product and easy to you Reviewed on: 5th June 2024

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