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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I am happy with the service .

5
I am happy with the service . It has helped me lot Reviewed on: 6th July 2026

PayPal credit is the best finance out there.

5
PayPal credit is the best finance out there. As it gives you the option to pay what you can, while also telling you when the free interest ends. It is very transparent and renowned creditor Reviewed on: 6th July 2026

Pam at PayPal

5
Have used PayPal for years - never let me down Reviewed on: 6th July 2026

Paypal has always felt and been so safe and secure I...

5
Paypal has always felt and been so safe and secure I trust them Reviewed on: 6th July 2026

I love how flexible PayPal credit is.

5
I love how flexible PayPal credit is. It gives you piece of mind, the app is super easy to use and track what you have spent or is due for payment. Reviewed on: 6th July 2026

Better than the ordinary

5
Yep pay pal is very good everything is straight forward and all information up front ,so you know whether you’ve got certain purchases interest free for a period or not certain purchases if they are over a certain amount for instance will be interest free for either 4 or 12 months depending on what you buy and how much you spend, I like that whereas ordinary credit cards don’t do that. Reviewed on: 6th July 2026

Overall a great experience, but I do find your layou...

4
Overall a great experience, but I do find your layout of the credit area not the easiest to navigate, payments are slow to update etc too, Reviewed on: 6th July 2026

PayPal Credit is the best

5
Easy to use, you know what you have to pay each month and there’s no jargon. Reviewed on: 6th July 2026

Great service as always, with Paypal

5
Great service as always, with Paypal Reviewed on: 6th July 2026

Excellent service and communication

5
Excellent service and communication Reviewed on: 6th July 2026

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