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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,562 reviews, last reviewed 8th May 2026
2341250% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal brilliant customer service I always use PayPal brilliant customer service Reviewed on: 8th May 2026
Nicola's avatar
Nicola

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101562)

PAYPAL xx

4
I have been a customer of paypal for a number of years.One thing I do rate about paypal is the customer service.But one thing I don't like is there is a few dodgy sellers on the site.Which needs improving, Reviewed on: 16th April 2026
Simon 's avatar
Simon

Awesome it’s a great platform and really I feel pro...

5
Awesome it’s a great platform and really I feel proud to be part of it Thank you paypal Reviewed on: 16th April 2026
Muhammad S's avatar
Muhammad S

Fair credit limits, easy access to account information

5
Any problems have been dealt with in a swift and satisfactory manner. A fair and affordable credit limit applied to my account. Links to my PayPal and other accounts easily. Easy access to my account balances and other information. Reviewed on: 16th April 2026
Terry Cooper 's avatar
Terry Cooper

PayPal it’s good and never let me down .

5
PayPal it’s good and never let me down . Pay in 3 it’s great especially when you are short of money. PayPal is widely accepted across sites like eBay and many independent stores. You don’t need to enter card details every time just log in. If something goes wrong (item doesn’t arrive or isn’t as described), PayPal’s dispute system can refund you. This is one of its biggest advantages over direct bank transfers. Sending money between accounts is usually instant, especially within the same country. You’re not sharing your card details with every website, which reduces exposure. Reviewed on: 16th April 2026
Magdalena L's avatar
Magdalena L

Stops you using credit cards and spending money on i...

5
Stops you using credit cards and spending money on interest if you use PayPal safely. Reviewed on: 16th April 2026
Nicola E's avatar
Nicola E

Fantastic platform for making safe & secure payments

5
I’ve had really positive experiences using PayPal. It’s incredibly convenient for sending and receiving money, especially when dealing with international payments. The interface is straightforward, and transactions are usually quick and hassle-free. I also appreciate the added layer of security, which gives me confidence when shopping online. Overall, it’s a reliable and user-friendly platform that makes managing payments simple. Reviewed on: 16th April 2026
Caitlyn M's avatar
Caitlyn M

No 1 for ease of use and customer service.

5
Such simplicity of use and great customer service. Reviewed on: 16th April 2026
GB's avatar
GB

I’ve only had good experiences with PayPal since tak...

5
I’ve only had good experiences with PayPal since taking a credit card out in 2022. The customer service team are also very polite and super helpful Reviewed on: 16th April 2026
India 's avatar
India

So easy to use!

5
So easy to use especially when money is a bit tight, you have the option to put items on PayPal. It’s been a really positive experience. Reviewed on: 16th April 2026
Scarlet R 's avatar
Scarlet R

Just need to change the way PayPal take the money

4
Just need to change the way PayPal take the money Reviewed on: 16th April 2026
Fabio R's avatar
Fabio R

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