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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Brilliant PayPal

5
PayPal is very easy to use and apply for they are very helpful and to pay for something in 3 payments is great Reviewed on: 6th July 2026

old age pensioner, credit

5
As an old age pensioner, credit is very handy while waiting on my pension being paid. Reviewed on: 6th July 2026

all rounder!

5
low friction onboarding. quick visibility of transactions. and real instant easy to manage rewards! Reviewed on: 6th July 2026

easy to navigate.

5
easy to navigate. credit limit maybe low and my credit score js usually high Reviewed on: 6th July 2026

An excellent product, customer care and service expe...

5
An excellent product, customer care and service experience wonderful, the product helps me stay focused on my spending goals and assists me with my monthly budget Reviewed on: 6th July 2026

smooth and fast , excellent customer service

5
smooth and fast , excellent customer service Reviewed on: 6th July 2026

Easy to manage

5
Paypal offers multiple options with their credit which makes it super easy to manage Reviewed on: 6th July 2026

Quick easy to use

5
Quick easy to use and very handy Reviewed on: 6th July 2026

Easy to use and easy to communicate

5
Easy to use and easy to communicate Reviewed on: 6th July 2026

Ease of use and excellent customer service if needed

5
Ease of use and excellent customer service if needed Reviewed on: 6th July 2026

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