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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1075% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Does what I need it for (payments/withdrawals) witho...

5
Does what I need it for (payments/withdrawals) without issues. Reviewed on: 5th June 2024

Any problems I ever had, were dealt with quickly and...

5
Any problems I ever had, were dealt with quickly and fairly. Reviewed on: 5th June 2024

simple, efficient.

5
simple, efficient. convenient, 3 pay is very useful Reviewed on: 5th June 2024

EXCELLENT CUSTOMER SERVICE

5
Customer service has been fantastic very time I need support. Reviewed on: 5th June 2024

Affordable Credit

5
I’ve had a great experience with flexible deals to work around what I want to spend! Reviewed on: 5th June 2024

Great! I like using paypal

5
Great! Very easy to use it. Gives options with pay with 3 or 4 payments 0% Reviewed on: 5th June 2024

Pay pal credit is so handy for online purchases and...

5
Pay pal credit is so handy for online purchases and really easy to manage. They always update you on how to pay the least interest. Reviewed on: 5th June 2024

I have had an account for years and it's my preferre...

5
I have had an account for years and it's my preferred payment whenever available. It has allowed me to spread my purchase over few months without interest. Reviewed on: 5th June 2024

Interest free credit let me baiance cash flow

5
Interest free credit let me baiance cash flow Reviewed on: 5th June 2024

Great services

5
Very good services, protect my money Reviewed on: 5th June 2024

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