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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy and affordable payment plan.

Easy and affordable payment plan. Reviewed on: 5th June 2024

Love using PayPal credit.

Love using PayPal credit. It provides a flexible shopping experience and it’s fantastic value for money. Reviewed on: 5th June 2024

Easy to use and available in a lot of online sites

Easy to use and available in a lot of online sites. The only problem is not being able to request a higher limit Reviewed on: 5th June 2024

Pay in 3 great idea and convenient also credit is go...

Pay in 3 great idea and convenient also credit is good rate Reviewed on: 5th June 2024

Very easy and very quick

Very easy and very quick, everything is laid out and shown without hidden costs. Especially the 0% for 6 months. Reviewed on: 5th June 2024

I am happy with my service, i like the 4 months no i...

I am happy with my service, i like the 4 months no interest option and the simplicity of it. I make sure to pay off all of my credit regularly and never had an issue. Also happy with level of security provided by paypal Reviewed on: 5th June 2024

Easy and clear.

Easy and clear. App is very good and helps me keep ontop of payments. Reviewed on: 5th June 2024

Great and fair service!

Great and fair service! Never had issues Reviewed on: 5th June 2024

Truly put me in control of my finances

They have actually helped me handle my finances better and any payments are in one place, also the pay in 3 and 4 months interest free have helped me buy things i would normally procrastinate about saving up for, also all items covered by the PayPal guarantee is priceless and helps avoiding scammers Reviewed on: 5th June 2024

BRILLIANT

Great help to budget and can buy things on a budget from house hold shop to buying a freezer best thing ever a be lost with out pay pal Reviewed on: 5th June 2024

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