Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

Quick and easy

Ordered an item on EBay - quick, easy checkout, no hassles. Reviewed on: 6th July 2026

Convenient

Always good, easier and to use when i need to use credit Reviewed on: 6th July 2026

Very easy to use, very convenient with options avail...

Very easy to use, very convenient with options available to use depending on circumstances. It’s is a great tool. Reviewed on: 6th July 2026

The best form of buying online, secure and simple to...

The best form of buying online, secure and simple to use. Fantastic shopping experience. The ease with which I can buy is second to none, anywhere I want with the added security of PayPal. Reviewed on: 6th July 2026

PayPal Experience

I've had to get payments back a couple of times. Using PayPal made it easy and a good experience. Using pay in 3 is helpful to make expensive items more affordable Reviewed on: 6th July 2026

Good experience with PayPal so far

Good experience with PayPal so far Reviewed on: 6th July 2026

Quick and efficient to use, great app

Quick and efficient to use, app allows good monitoring of the account. Accepted by most retailers which allows for quick and easy purchasing. Reviewed on: 6th July 2026

Happy to pay with PayPal

Overall using PayPal give me the flexibility to use either options of pay now or 4 mths credit free and multiple payments options. Plus lots of suppliers offers with creditable discounts. Reviewed on: 6th July 2026

Guarantee.

Guarantee. Trust. Peace of mind Reviewed on: 6th July 2026

Easy to use.

Easy to use. Everything is clearly set out and easy to understand. Game changer for me! Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub