Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,415 reviews, last reviewed 8th May 2026
2334700% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use and very secure Really easy to use and very secure Reviewed on: 8th May 2026
Dominika K's avatar
Dominika K

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (101415)

versatile & good value credit service available i

5
I use PayPal more than ever now because it's accepted it almost every retail place, there are so many different ways to use it depending on how you want to spread the cost or even for peace of mind shopping somewhere new online for safer check out., Reviewed on: 16th April 2026
Hayley T's avatar
Hayley T

Easy to use.

5
Easy to use. No hassle. Excellent service. Reviewed on: 16th April 2026
Ross's avatar
Ross

Convenience and saves payment details

5
-Convenience:Quick checkout, saves payment details, easy mobile payments. -Security: Protections, encryption, less exposure of card data. -Wide acceptance: Widely supported by merchants globally, supports multiple currencies. - Buyer protection:Disputes and chargeback support for eligible purchases. Reviewed on: 16th April 2026
PK's avatar
PK

I have had good experience and have no problems whil...

5
I have had good experience and have no problems while with paypal Reviewed on: 16th April 2026
Sophie l's avatar
Sophie l

Happy customer

5
Great service and easy to use, lots of money lending options and new debit card is great Reviewed on: 16th April 2026
katy mackay's avatar
katy mackay

Easy to use.

5
Easy to use. It Help me to organise my finances. Reviewed on: 16th April 2026
Rachel GP's avatar
Rachel GP

PayPal is only way forward

5
Always use PayPal when possible it’s safe and secure Reviewed on: 16th April 2026
kelli j's avatar
kelli j

Always happy

5
I have been with PayPal credit for a number of years and have had very few problems when I have I speak to customer services and it is sorted immediately I would recommend them 100% Reviewed on: 16th April 2026
Keith Sadler's avatar
Keith Sadler

Fast and easy to use, credit process was set up...

5
Fast and easy to use, credit process was set up easily Reviewed on: 16th April 2026
Shaun l's avatar
Shaun l

It's easy to use.

5
It's easy to use. The PayPal credit helps me get by when I have more expenses that budgeted for. I can pay anytime I have a spare money and that works for me. I like I can call the service provider if I have some questions and that'd reassuring for me things will be explained or resolved. Reviewed on: 16th April 2026
Vera Z's avatar
Vera Z

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 47804 reviews
    PayPal

  • Payments

    from PayPal 4.91 from 3708 reviews
    PayPal

  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill