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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Confusing at times but good value overall.

Confusing at times but good value overall. It’s great to have a physical and online card - the pay in 4 has helped me out so many times. Reviewed on: 6th July 2026

Every purchase/payment through PayPal credit has bee...

Every purchase/payment through PayPal credit has been faultless works exactly how expected and no hidden surprises incredible team when needing to talk to someone Reviewed on: 6th July 2026

Great value and protection

Great value and protection when buying online Reviewed on: 6th July 2026

Simple and easy to use

For somebody that has previously struggled with bad credit I find Paypal so easy to use and manage. The app is simple and straight forward. There are no hidden fees with credit purchase. I always recommend PayPal to family and friends. Reviewed on: 6th July 2026

Easy to pay and spread cost to make affordable

Easy to pay and spread cost to make affordable Reviewed on: 6th July 2026

Very easy to make thing more manageable

Very easy to make thing more manageable Reviewed on: 6th July 2026

Excellent service as usual never had any issues with...

Excellent service as usual never had any issues with PayPal Reviewed on: 6th July 2026

Very good service easy and great experience when try...

Very good service easy and great experience when trying to sort any issues out . Reviewed on: 6th July 2026

Good starter card

Only company that would accept me on credit card and helped me build up my score for one from my bank, nothing but high praises for customer service and apr Reviewed on: 6th July 2026

great company

no hassle with anything easy to apply and had no issues Reviewed on: 6th July 2026

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