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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Great service!

5
Great service! PayPal is fast, secure, and easy to use. Payments are quick, and I always feel confident shopping online with their buyer protection. Highly recommend! Reviewed on: 6th July 2026

Convenient system

4
This is a useful way to buy now and pay later. Reviewed on: 6th July 2026

Very smooth operation no issues when using this serv...

5
Very smooth operation no issues when using this service Reviewed on: 6th July 2026

The best you can use !

5
Paying on line with paypal ,is easy ,any problems thay helpped solve the problem ! Reviewed on: 6th July 2026

Easy to use and access, simple ok interest

5
Easy to use and access, simple ok interest Reviewed on: 6th July 2026

I like using PayPal.

5
I like using PayPal. It's safe and if I have had a concern they deal with it quickly. It would be nice if you could speak to someone at times but the customer service reps do seem good over email. Reviewed on: 6th July 2026

Neutral - no bad experience but equally no outstandi...

4
Neutral - no bad experience but equally no outstanding experience Reviewed on: 6th July 2026

Easy to use and keep track of spending a pay back ow...

5
Easy to use and keep track of spending a pay back owed monies Reviewed on: 6th July 2026

Pay easy Interest free

5
Pay easy with interest free credit for 4 months online or in store with PayPal credit card. Reviewed on: 6th July 2026

Easy to apply and quick response and access once app...

5
Easy to apply and quick response and access once approved. Good communication and simple to view balance, transactions and availability via the app which also can not be faulted. Highly recommended Reviewed on: 6th July 2026

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