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PayPal: PayPal Credit reviews

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4.90
Based on 101,380 reviews, last reviewed 8th May 2026
2333000% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am very happy with the service it's easy to pay an... I am very happy with the service it's easy to pay and you have points for what you spent. Reviewed on: 8th May 2026
jenny campelo's avatar
jenny campelo

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101380)

Confidence in PayPal

5
I love using PayPal, it's simple easy and secure. Reviewed on: 16th April 2026
Ashleigh 's avatar
Ashleigh

Flexible and effective

5
Anytime I used PayPal credit I had a great experience - it is flexible and the 4 months no interest is a great feature. Flexible repayments are a great bonus and reminders and settings in the app ensure never missing a payment and full repayment deadline. It is the most cost effective way of paying at times when one needs a little help. The way it is set up, at least for me, means I won’t get into the habit of over borrowing and getting into the cycle of cashflow issues. Reviewed on: 16th April 2026
ZK's avatar
ZK

Good customer service overall but for me it’s the se...

5
Good customer service overall but for me it’s the services it provides I.e the credit and debit service and split payments Reviewed on: 16th April 2026
Peter M's avatar
Peter M

Fantastic payment options and service.

5
Fantastic payment options and service. Very fast at dealing with any issues with sellers. Reviewed on: 16th April 2026
Ross H's avatar
Ross H

It has helped me throughout many important financial...

5
It has helped me throughout many important financial decisions . Reviewed on: 16th April 2026
Shona B's avatar
Shona B

Easy and simple to use.

5
Easy and simple to use. Great for booking a holiday or any emergencies you may need! Reviewed on: 16th April 2026
Sarah H's avatar
Sarah H

Easy no hassle great communication

5
Easy no hassle great communication Reviewed on: 16th April 2026
Chris's avatar
Chris

The fact that you can pay for anything without inter...

5
The fact that you can pay for anything without interest is brilliant. Reviewed on: 16th April 2026
Catalin M's avatar
Catalin M

excellent

5
works well for me in every way allowing me to afford the things I need. Reviewed on: 16th April 2026
Mr f's avatar
Mr f

Best finance couldn't be better no hassle at all

5
Best finance couldn't be better no hassle at all Reviewed on: 16th April 2026
Robert Bradshaw's avatar
Robert Bradshaw

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