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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy access app.

Easy access app. Worldwide use. Good range of options available Reviewed on: 5th June 2024

Good experience

Every time I’ve dealt with pay pal it’s been an easy process that is stress free. Reviewed on: 5th June 2024

A great service

I’ve been using PayPal credit now for over a year and my experience has been nothing less than exceptional, it’s easy to apply for and easy to make payments with. The customer service is fantastic and are quick to resolve any issues. Reviewed on: 5th June 2024

I dont recall having to contact them for anything .

I dont recall having to contact them for anything . Sometimes things do not show straight away Reviewed on: 5th June 2024

Good app and customer service support

Good app and customer service support Reviewed on: 5th June 2024

I have never had an issue with PayPal in itself or P...

I have never had an issue with PayPal in itself or PayPal credit. It has always been easy to understand and use and reasonable. Reviewed on: 5th June 2024

Exceptional

Paypal offered me credit when no other institution would Reviewed on: 5th June 2024

Remain In Control

I had no issues signing up, credit limit increases are not automatic so I remain in control of my finances. A great fall back when I need that extra money occasionally Reviewed on: 5th June 2024

Good App

No issues, available when needed Reviewed on: 5th June 2024

Efficient way of handling things, ease of use.

Efficient way of handling things, ease of use. Reviewed on: 5th June 2024

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