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PayPal: PayPal Credit reviews

4.90
Based on 101,366 reviews, last reviewed 8th May 2026
2332350% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Rewards with Paypal Love the rewards with Paypal+. A very easy system that helps make funds go a little further. Reviewed on: 8th May 2026
Tricia Y's avatar
Tricia Y

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101366)

My best experience is the refund policy.

5
My best experience is the refund policy.When i make order online and dont receive the product and I inform PayPal, they do their investigations and I get my money back in a shortest possible time. Reviewed on: 16th April 2026

Excellent experience and easy to use

5
Excellent experience and easy to use Reviewed on: 16th April 2026

Not to bad

4
Okay, but I think it is good idea to separate the credit statement from the normal account Reviewed on: 16th April 2026

Good payment service i use it all the time

5
Good payment service i use it all the time Reviewed on: 16th April 2026

Easy to use, very helpful when required

5
Easy to use, very helpful when required Reviewed on: 16th April 2026

Easy to use and very secure I use it almost every da...

5
Easy to use and very secure I use it almost every day because most app and payment centre take PayPal which is very convenient Reviewed on: 16th April 2026

im using pay pal from long time never...

4
Hi im using pay pal from long time never any issues Reviewed on: 16th April 2026

Very happy with the service

5
I have been using PayPal for number of years and so far my experience is great. Never had a problem with payments and when I need help with transactions I always had a great experience. Reviewed on: 16th April 2026

So easy to use, fast and very secure, Safe can buy w...

5
So easy to use, fast and very secure, Safe can buy with confidence Reviewed on: 16th April 2026

Love Pay in 3.

4
Love Pay in 3. Very convenient. Refunds come through quickly and disputed are efficiently handled Reviewed on: 16th April 2026

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