Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

Top notch in everything and reliable

Top notch in everything and reliable Reviewed on: 6th July 2026

Excellent service

Excellent customer service when I thought my account was hacked, they were reassuring and highly professional Reviewed on: 6th July 2026

Easy To Use

I have never had an issue with PayPal. Fees are reasonable and I find the app easy to use. They also provide regular reminders that make it easy to keep track of what you owe. I wouldn’t use any other app. Reviewed on: 6th July 2026

Very convenient and no hidden fees.

Very convenient and no hidden fees. It works for me already for more than 10 years now Reviewed on: 6th July 2026

Easy to use and safe way to make a payment in my opi...

Easy to use and safe way to make a payment in my opinion, always useful Reviewed on: 6th July 2026

Easy to use!

Easy to use! Easy to pay! Always there when needed! Reviewed on: 6th July 2026

Excellent service.

Excellent service. Strongly recommended Reviewed on: 6th July 2026

Great company.

Great company. Good point system, easy to use and easy to contact customer service Reviewed on: 6th July 2026

Simple and easy to use and always reliable

Simple and easy to use and always reliable Reviewed on: 6th July 2026

Absolutely so simple and flexibility second to none.

Absolutely so simple and flexibility second to none. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub