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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Always there when you need it

5
I have been with PayPal for over a year now and used PayPal credit a number of times for the larger purchases I have made the 4 months interest free is a life saver. Five stars :) Reviewed on: 5th June 2024

Never a problem .

5
Never a problem . A secure and trusted form of payment Reviewed on: 5th June 2024

so versatile and simple

5
I use this for everything wherever possible- so useful and easy Reviewed on: 5th June 2024

Safe and secure

5
PayPal is a great way and a secure way to buy items knowing you are fully protected a d PayPal credit is a great way to buy expensive items and pay of monthly thankyou Reviewed on: 5th June 2024

It’s really good and easy to use

5
It’s really good and easy to use Reviewed on: 5th June 2024

When I use PayPal, go to sleep without worries

5
My experience in the past has been excellent. When I use the services of PayPal. I go to sleep without worries. Reviewed on: 5th June 2024

They are truly the best just putting it simply

5
They are truly the best just putting it simply Reviewed on: 5th June 2024

Always use it and very convenient

5
Always use it and very convenient Reviewed on: 5th June 2024

PayPal credit comes in handy when you need it and is...

5
PayPal credit comes in handy when you need it and is really easy to pay back! Reviewed on: 5th June 2024

I have had absolutely the best experience ever.

5
I have had absolutely the best experience ever. Having 4 months time to pay off your bill is the best thing you could get. Reviewed on: 5th June 2024

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