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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101358 reviews)

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4.90

Based on 101,358 reviews, last reviewed 8th May 2026

2331950% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been using PayPal Credit for a while now, and... I have been using PayPal Credit for a while now, and always happy to use them again. They are flexible and easy to pay. Reviewed on: 8th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101358)

I’m always happy either PayPal service.

I’m always happy either PayPal service. Will safe with my money Reviewed on: 16th April 2026

Swift and Simple

Variety of credit options if needed or paying directly without having your debit card at hand. Reviewed on: 16th April 2026

Easy to use to help manage payments

Easy to use to help manage payments Reviewed on: 16th April 2026

So easy to pay with ppc.

So easy to pay with ppc.. customer service so nice to talk to Reviewed on: 16th April 2026

Great online provider.

Great online provider. Sensible, proactive and sensible lender Reviewed on: 16th April 2026

I would be lost without PP

Never had any problems, easy transactions, issues solved quickly. Reviewed on: 16th April 2026

Positive experience

Cannot find anything negative to say Reviewed on: 16th April 2026

PayPal by the years

I've been using PayPal for 15 years and have never had a single problem. It works on international websites, even where you wouldn't expect it. You can split the payment into three installments at no extra cost, and you can also use PayPal Credit. I could go on and on about the advantages; there are practically no disadvantages. Reviewed on: 16th April 2026

Simply the best

Simply the best I've ever used they are great Reviewed on: 16th April 2026

The credit is simple to use and the 4 months interes...

The credit is simple to use and the 4 months interest free option is very useful. I’m pleased now lssued cards as that was the main drawback from before. Reviewed on: 16th April 2026

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