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PayPal: PayPal Credit reviews

4.90
Based on 101,352 reviews, last reviewed 8th May 2026
2331700% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I have had a good experience so far with them I have had a good experience so far with them Reviewed on: 8th May 2026
Daniel A's avatar
Daniel A

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101352)

Convenient, flexible and safe

5
Convenient, easy to use with great support and customer service. Available 24 hours and very secure. Many different options for various shopping outlets and payments so it is flexible.. Easy to access on the Internet. Reviewed on: 16th April 2026

I’ve been a PayPal user for a few years now and I’m...

5
I’ve been a PayPal user for a few years now and I’m very happy with the service they provide Reviewed on: 16th April 2026

Very easy to use to pay for goods or send money to a...

5
Very easy to use to pay for goods or send money to a friend. Reviewed on: 16th April 2026

Fast and easy way to pay with options to pay in suit...

5
Fast and easy way to pay with options to pay in suiting financial requirements Reviewed on: 16th April 2026

PayPal so easy to use

5
I’ve always found using PayPal so much easier than using my own debit cards as I can automatically check out without having to constantly fill in my card information Reviewed on: 16th April 2026

Ease of use for sending money or using PayPal to pay...

5
Ease of use for sending money or using PayPal to pay for goods with peace of mind Reviewed on: 16th April 2026

Great feature

5
This feature allows to spread the cost for long term with no interest and helps saving the interest unlike most providers. Reviewed on: 16th April 2026

Easy and clear

4
Easy and clear, never had any problem. I would recommend for anyone who wants to build credit score. Reviewed on: 16th April 2026

Hassle free finance option

5
I find PayPal a stress free, simple option for financing some of my larger purchases and enjoy the flexibility that it allows me. Reviewed on: 16th April 2026

Easy to use, clear on how to repay and how much it w...

5
Easy to use, clear on how to repay and how much it will cost Reviewed on: 16th April 2026

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