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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

I am using PayPal credit often,very convenient,secur...

5
I am using PayPal credit often,very convenient,secure and help to manage finance Reviewed on: 5th June 2024

Great app

5
Great website and easy to use - never had any problems. I like that you can split payments across 4 months. Reviewed on: 5th June 2024

Excellent service, above & beyond

5
Excellent service, above & beyond Reviewed on: 5th June 2024

Creat for spreading the cost of purchases and buying...

5
Creat for spreading the cost of purchases and buying online hassle free. Reviewed on: 5th June 2024

MAKE MY SPENDING EASY

5
Very easy to use and applicable in many shops online. Reviewed on: 5th June 2024

PayPal Credit

5
PayPal Credit is really simple to use with a generous credit amount. So easy as it connects to your account and can trust it to carry out transactions safely. Customer service with PayPal has always been hassle free I have found and resolves the issues efficiently. Reviewed on: 5th June 2024

Good experience overall.

5
Good experience overall. Happy birthday for tomorrow and I will look into this Reviewed on: 5th June 2024

Great interest free card fantastic customer service...

5
Great interest free card fantastic customer service always helpful Reviewed on: 5th June 2024

Straight forward, simple and without any issues, als...

5
Straight forward, simple and without any issues, also very competitive. Super handy when it comes to purchases online, available with majority of retailers. I love the fact that you don’t have to pay all at once and there is also an option to slit it in 3 payments. Reviewed on: 5th June 2024

Great, I’ve used it for a few purchases such as holi...

5
Great, I’ve used it for a few purchases such as holidays. It’s a very easy process Reviewed on: 5th June 2024

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