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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Fast efficient and great customer support always hel...

5
Fast efficient and great customer support always helps clear up any issues or queries i have. PayPal outstanding service again they helped me this morning with a problem…every time I have a problem they help everyone should have a PayPal account..a special mention to the operator on the phone called John he was magnificent…thank you Reviewed on: 6th July 2026

Always so easy to use.

5
Always so easy to use. Great for the times you just want to spread the cost of bigger costing items. Reviewed on: 6th July 2026

Won't let me set up direct debit

5
My only complaint is, I cannot set up a direct debit Reviewed on: 6th July 2026

Really easy and user friendly, approved in advance a...

5
Really easy and user friendly, approved in advance and clear how it works Reviewed on: 6th July 2026

PayPal Credit is great!

5
Got PayPal Credit for the 1st time and having the option to pay with 0% interested fir 4 months is great Reviewed on: 6th July 2026

Easy and reliable .

5
Easy and reliable . No fuss payment options. Reviewed on: 6th July 2026

Good customer service, never down when need of payment.

5
Good customer service, never down when need of payment. Reviewed on: 6th July 2026

My default choice for purchases

5
No issues whatsoever, using any chance I get. Reviewed on: 6th July 2026

Easy and convenienen

5
Easy and convenient, notifications when payment due, and can also set up direct debit Reviewed on: 6th July 2026

I’ve used it a few times.

5
I’ve used it a few times. It gives me the opportunity to purchase expensive items and spreed the cost. Reviewed on: 6th July 2026

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