Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

Good experience so fa

I’ve been using PayPal Credit for a while now and so far everything has been good. Reviewed on: 6th July 2026

Fantastic options and flexibility!

I’ve found it to be very useful to space out big purchases and budget properly which is great that PayPal can provide 0% interest options for either credit or pay in 3 which gives me flexibility and room to plan my payments. Reviewed on: 6th July 2026

All round good experience, haven’t had any issues or...

All round good experience, haven’t had any issues or need to contact customer services Reviewed on: 6th July 2026

Peace of mind

I don’t have any issues with PayPal I have always preferred paying via PayPal for safety with payments really. Only good experiences so far. Reviewed on: 6th July 2026

Good options available at a wide range of retailers

Good options available at a wide range of retailers Reviewed on: 6th July 2026

Excellent service and communication

I've been using PayPal for many years and 0% more recently Reviewed on: 6th July 2026

A convenient and safe way to pay.

A convenient and safe way to pay.. Reviewed on: 6th July 2026

I have been using PayPal for over 10 years.

I have been using PayPal for over 10 years. Easy to use and meets all my needs Reviewed on: 6th July 2026

Easy and reliable very quick and payment protection

Easy and reliable very quick and payment protection Reviewed on: 6th July 2026

Utilising PayPal for my online payments has been qui...

Utilising PayPal for my online payments has been quite helpful especially when dealing with Providers who do not deliver the products I purchased. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub