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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

The best payment option period

PayPal is flexible easy to use and very very helpful if you need help I couldn't ask for a better service Reviewed on: 5th June 2024

Payl credit saved me a lot of times.

Payl credit saved me a lot of times. The only trusted solution to buy or pay bills whenever I need money. Reviewed on: 5th June 2024

Customer service is responsive and helpful.

Customer service is responsive and helpful. Products have real value being tailored perfectly to clients needs. Reviewed on: 5th June 2024

PayPal credit helped me to get things

PayPal credit helped me get things I couldn’t afford at the time, then I can pay back in Instalements Reviewed on: 5th June 2024

Really easy process, nice and simple breakdown of co...

Really easy process, nice and simple breakdown of costs and love that you can use it on a whole variety of outlets Reviewed on: 5th June 2024

Have used PayPal credit twice.

Have used PayPal credit twice. It is good for convenience and be able to spread the cost with no added interest. Reviewed on: 5th June 2024

PayPal credit is available to use in lots of places...

PayPal credit is available to use in lots of places and having the option to pay back in four months interest free on orders over £100 is very helpful. Reviewed on: 5th June 2024

I am very happy with PayPal,being so flexible and ab...

I am very happy with PayPal,being so flexible and able to split the payments . Reviewed on: 5th June 2024

Never had a problem with payment’s always good commu...

Never had a problem with payment’s always good communication Reviewed on: 5th June 2024

I use paypal often especially the split pay 3 it mea...

I use paypal often especially the split pay 3 it means i can buy things i want without waiting till i have the funds Reviewed on: 5th June 2024

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