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PayPal: PayPal Credit reviews

4.90
Based on 101,340 reviews, last reviewed 8th May 2026
2331150% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was an easy experience. It was an easy experience. I loved using PayPal credit. They recently offered a virtual credit card, which expanded my options. Reviewed on: 8th May 2026
majid m's avatar
majid m

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101340)

Ease of use.

5
Ease of use. Interest free offers. Easy to manage account. Reviewed on: 16th April 2026

Peace of mind at its best.

5
A handy and secure way to purchase across the internet and on the high street. Offers peace of mind in and circumstance. Reviewed on: 16th April 2026

It makes lofe easy.

5
It makes life easy when dealing with any fraud. I have personal experience and it helped me to get my money back . Also for the credit available I don't have to think twice to buy anything if i have not enough in my bank account. Reviewed on: 16th April 2026

Best Payment App PERIOD!!!!

5
Used for years, simple, easy effective, great customer service, what more do you need??? Reviewed on: 16th April 2026

Really easy use, easy to manage,

5
Really easy use, easy to manage, Reviewed on: 16th April 2026

Never had any problems, always helps with any proble...

5
Never had any problems, always helps with any problems if I have. Sorting stuffs quick. Reviewed on: 16th April 2026

Always been easy and also paying off makes like easi...

5
Always been easy and also paying off makes like easier seeing it all on the app Reviewed on: 16th April 2026

Great service quick easy to use.

5
Great service quick easy to use. Great communication and always there when I need them Reviewed on: 16th April 2026

The convenience of using PayPal

5
The convenience of using PayPal is second to none, my particular favourite is the interest free payback in three months facility. That’s so useful. Reviewed on: 16th April 2026

Easy to use and hassle free.

5
Easy to use and hassle free. Allows a way to spend and budget sensibly. Reviewed on: 16th April 2026

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